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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUMMIT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUMMIT BANK |
| Address | 5314 S YALE SUITE 100
TULSA, OK 74135 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 119 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,228,000 |
| Average Mortgage Loan Amount Applied For | $140,250 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $127,250 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
7 | $332,000 |
$47,000 | $131,000 |
$125,000 | $323,000 |
| Home Purchase |
57 | $9,282,000 |
$162,000 | $2,000,000 |
$107,000 | $1,200,000 |
| Refinancing |
55 | $11,614,000 |
$211,000 | $1,036,000 |
$115,000 | $793,000 |
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| American Indian or Alaskan Native |
1 | $61,000 |
$61,000 | $61,000 |
$191,000 | $191,000 |
| Asian |
1 | $99,000 |
$99,000 | $99,000 |
$86,000 | $86,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
34 | $7,679,000 |
$225,000 | $800,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
83 | $13,389,000 |
$161,000 | $2,000,000 |
$157,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
119 | $21,228,000 |
$178,000 | $2,000,000 |
$111,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $643,000 |
$107,000 | $166,000 |
$55,000 | $96,000 |
| Application Withdrawn By Applicant |
9 | $1,051,000 |
$116,000 | $200,000 |
$78,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
104 | $19,534,000 |
$187,000 | $2,000,000 |
$118,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $211,000 |
$105,000 | $112,000 |
$91,000 | $96,000 |
| Debt-To-Income Ratio |
2 | $332,000 |
$166,000 | $166,000 |
$28,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUMMIT BANK by:
Metropolitan Area And
County
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