|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SUMNER BANK & TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SUMNER BANK & TRUST |
| Address | 240 W BROADWAY
GALLATIN, TN 37066 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,642,000 |
| Average Mortgage Loan Amount Applied For | $179,857 |
| Highest Mortgage Loan Amount Applied For | $682,000 |
| Average Applicant Income | $271,714 |
| Highest Applicant Income | $1,050,000 |
|
|
|
| Home Improvement |
5 | $126,000 |
$25,000 | $100,000 |
$83,000 | $163,000 |
| Home Purchase |
21 | $2,527,000 |
$120,000 | $682,000 |
$128,000 | $1,050,000 |
| Refinancing |
16 | $1,989,000 |
$124,000 | $500,000 |
$135,000 | $360,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $101,000 |
$50,000 | $67,000 |
$60,000 | $65,000 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$38,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $820,000 |
$273,000 | $500,000 |
$120,000 | $360,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
36 | $3,681,000 |
$102,000 | $682,000 |
$131,000 | $1,050,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $4,642,000 |
$110,000 | $682,000 |
$125,000 | $1,050,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $200,000 |
$100,000 | $150,000 |
$28,000 | $45,000 |
| Application Denied By Financial Institution |
1 | $82,000 |
$82,000 | $82,000 |
$89,000 | $89,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $4,360,000 |
$111,000 | $682,000 |
$131,000 | $1,050,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SUMNER BANK & TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
