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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUN SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUN SECURITY BANK |
| Address | 400 EAST WALNUT
ELLINGTON, MO 63638 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 366 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,311,000 |
| Average Mortgage Loan Amount Applied For | $80,073 |
| Highest Mortgage Loan Amount Applied For | $1,940,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $448,000 |
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| Home Improvement |
23 | $1,615,000 |
$70,000 | $525,000 |
$41,000 | $109,000 |
| Home Purchase |
180 | $18,483,000 |
$102,000 | $1,780,000 |
$63,000 | $448,000 |
| Refinancing |
163 | $17,213,000 |
$105,000 | $1,940,000 |
$45,000 | $446,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $112,000 |
$56,000 | $63,000 |
$51,000 | $60,000 |
| Hispanic |
5 | $462,000 |
$92,000 | $198,000 |
$72,000 | $93,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
66 | $11,680,000 |
$176,000 | $1,780,000 |
$0 | $0 |
| Not Provided |
3 | $253,000 |
$84,000 | $212,000 |
$28,000 | $42,000 |
| White |
290 | $24,804,000 |
$85,000 | $1,940,000 |
$66,000 | $448,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
365 | $37,189,000 |
$101,000 | $1,940,000 |
$53,000 | $448,000 |
| FHA-insured (Federal Housing Administration) |
1 | $122,000 |
$122,000 | $122,000 |
$19,000 | $19,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
36 | $3,090,000 |
$85,000 | $525,000 |
$44,000 | $123,000 |
| Application Withdrawn By Applicant |
4 | $2,164,000 |
$541,000 | $1,940,000 |
$134,000 | $446,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
326 | $32,057,000 |
$98,000 | $1,780,000 |
$53,000 | $448,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $186,000 |
$46,000 | $108,000 |
$59,000 | $112,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
19 | $999,000 |
$52,000 | $150,000 |
$37,000 | $123,000 |
| Debt-To-Income Ratio |
8 | $1,040,000 |
$130,000 | $300,000 |
$54,000 | $98,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $50,000 |
$50,000 | $50,000 |
$22,000 | $22,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $140,000 |
$140,000 | $140,000 |
$71,000 | $71,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUN SECURITY BANK by:
Metropolitan Area And
County
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