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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUNBELT LENDING SERVICES, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUNBELT LENDING SERVICES, INC |
| Address | 300 S. PARK PLACE BLVD. STE. 150
CLEARWATER, FL 33759 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 3,484 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $565,273,000 |
| Average Mortgage Loan Amount Applied For | $155,866 |
| Highest Mortgage Loan Amount Applied For | $1,441,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $1,547,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
3,161 | $511,099,000 |
$161,000 | $1,441,000 |
$82,000 | $1,547,000 |
| Refinancing |
358 | $59,841,000 |
$167,000 | $863,000 |
$77,000 | $660,000 |
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| American Indian or Alaskan Native |
2 | $472,000 |
$236,000 | $342,000 |
$488,000 | $912,000 |
| Asian |
53 | $8,687,000 |
$163,000 | $650,000 |
$63,000 | $245,000 |
| Black or African American |
156 | $21,727,000 |
$139,000 | $400,000 |
$77,000 | $324,000 |
| Hispanic |
409 | $63,331,000 |
$154,000 | $1,000,000 |
$54,000 | $630,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $905,000 |
$113,000 | $296,000 |
$58,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
66 | $11,948,000 |
$181,000 | $490,000 |
$88,000 | $500,000 |
| White |
2,825 | $463,870,000 |
$164,000 | $1,441,000 |
$90,000 | $1,547,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,519 | $570,940,000 |
$162,000 | $1,441,000 |
$81,000 | $1,547,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
54 | $8,305,000 |
$153,000 | $486,000 |
$100,000 | $728,000 |
| Application Denied By Financial Institution |
18 | $2,718,000 |
$151,000 | $338,000 |
$62,000 | $204,000 |
| Application Withdrawn By Applicant |
382 | $63,757,000 |
$166,000 | $1,120,000 |
$95,000 | $1,547,000 |
| File Closed For Incompleteness |
1 | $78,000 |
$78,000 | $78,000 |
$30,000 | $30,000 |
| Loan Originated |
3,064 | $496,082,000 |
$161,000 | $1,441,000 |
$77,000 | $1,332,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $649,000 |
$162,000 | $276,000 |
$48,000 | $80,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $227,000 |
$75,000 | $153,000 |
$76,000 | $136,000 |
| Debt-To-Income Ratio |
4 | $594,000 |
$148,000 | $236,000 |
$28,000 | $36,000 |
| Employment History |
2 | $192,000 |
$96,000 | $128,000 |
$50,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $147,000 |
$147,000 | $147,000 |
$45,000 | $45,000 |
| Mortgage Insurance Denied |
1 | $186,000 |
$186,000 | $186,000 |
$0 | $0 |
| Other |
2 | $385,000 |
$192,000 | $338,000 |
$129,000 | $204,000 |
| Unverifiable Information |
1 | $338,000 |
$338,000 | $338,000 |
$182,000 | $182,000 |
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Mortgage Loan App Totals for SUNBELT LENDING SERVICES, INC by:
Metropolitan Area And
County
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