|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SUNCOAST SCHOOLS FEDERAL CU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SUNCOAST SCHOOLS FEDERAL CU |
| Address | 6801 EAST HILLSBOROUGH AVE
TAMPA, FL 33610 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,534 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $673,377,000 |
| Average Mortgage Loan Amount Applied For | $117,339 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $67,169 |
| Highest Applicant Income | $870,000 |
|
|
|
| Home Improvement |
2,059 | $78,002,000 |
$37,000 | $471,000 |
$65,000 | $780,000 |
| Home Purchase |
2,941 | $415,645,000 |
$141,000 | $1,000,000 |
$63,000 | $877,000 |
| Refinancing |
2,129 | $281,040,000 |
$132,000 | $850,000 |
$65,000 | $720,000 |
|
|
| American Indian or Alaskan Native |
23 | $4,839,000 |
$210,000 | $670,000 |
$97,000 | $720,000 |
| Asian |
21 | $3,286,000 |
$156,000 | $384,000 |
$87,000 | $316,000 |
| Black or African American |
449 | $51,705,000 |
$115,000 | $566,000 |
$52,000 | $249,000 |
| Hispanic |
734 | $89,959,000 |
$122,000 | $750,000 |
$59,000 | $780,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $1,126,000 |
$140,000 | $260,000 |
$46,000 | $65,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2,072 | $178,984,000 |
$86,000 | $850,000 |
$67,000 | $877,000 |
| White |
3,822 | $444,788,000 |
$116,000 | $1,000,000 |
$64,000 | $870,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7,129 | $774,687,000 |
$108,000 | $1,000,000 |
$64,000 | $877,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
539 | $24,591,000 |
$45,000 | $466,000 |
$63,000 | $313,000 |
| Application Denied By Financial Institution |
1,647 | $184,105,000 |
$111,000 | $566,000 |
$50,000 | $877,000 |
| Application Withdrawn By Applicant |
170 | $24,832,000 |
$146,000 | $1,000,000 |
$71,000 | $870,000 |
| File Closed For Incompleteness |
104 | $19,123,000 |
$183,000 | $602,000 |
$63,000 | $197,000 |
| Loan Originated |
4,669 | $522,036,000 |
$111,000 | $875,000 |
$69,000 | $780,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
62 | $3,573,000 |
$57,000 | $314,000 |
$81,000 | $877,000 |
| Credit Application Incomplete |
10 | $920,000 |
$92,000 | $250,000 |
$117,000 | $288,000 |
| Credit History |
498 | $56,707,000 |
$113,000 | $464,000 |
$57,000 | $267,000 |
| Debt-To-Income Ratio |
960 | $109,980,000 |
$114,000 | $566,000 |
$42,000 | $192,000 |
| Employment History |
65 | $5,723,000 |
$88,000 | $372,000 |
$48,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
8 | $1,485,000 |
$185,000 | $365,000 |
$71,000 | $148,000 |
| Mortgage Insurance Denied |
11 | $2,456,000 |
$223,000 | $383,000 |
$58,000 | $115,000 |
| Other |
19 | $1,985,000 |
$104,000 | $364,000 |
$86,000 | $210,000 |
| Unverifiable Information |
14 | $1,276,000 |
$91,000 | $242,000 |
$58,000 | $137,000 |
|
Mortgage Loan App Totals for SUNCOAST SCHOOLS FEDERAL CU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
