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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUNFLOWER BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUNFLOWER BANK, N.A. |
| Address | 2090 S OHIO
SALINA, KS 67401 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,543 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $140,688,000 |
| Average Mortgage Loan Amount Applied For | $110,315 |
| Highest Mortgage Loan Amount Applied For | $2,683,000 |
| Average Applicant Income | $76,842 |
| Highest Applicant Income | $1,725,000 |
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| Home Improvement |
388 | $12,980,000 |
$33,000 | $401,000 |
$58,000 | $470,000 |
| Home Purchase |
780 | $106,511,000 |
$136,000 | $3,700,000 |
$83,000 | $1,725,000 |
| Refinancing |
447 | $34,943,000 |
$78,000 | $1,300,000 |
$67,000 | $759,000 |
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| American Indian or Alaskan Native |
4 | $326,000 |
$81,000 | $187,000 |
$95,000 | $169,000 |
| Asian |
17 | $1,070,000 |
$62,000 | $204,000 |
$57,000 | $205,000 |
| Black or African American |
28 | $3,179,000 |
$113,000 | $308,000 |
$59,000 | $162,000 |
| Hispanic |
92 | $5,095,000 |
$55,000 | $750,000 |
$58,000 | $239,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $479,000 |
$239,000 | $350,000 |
$150,000 | $255,000 |
| Not applicable |
17 | $7,900,000 |
$464,000 | $2,683,000 |
$0 | $0 |
| Not Provided |
1 | $128,000 |
$128,000 | $128,000 |
$57,000 | $57,000 |
| White |
1,454 | $136,257,000 |
$93,000 | $3,700,000 |
$74,000 | $1,725,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,542 | $143,220,000 |
$92,000 | $2,683,000 |
$73,000 | $1,725,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
38 | $3,420,000 |
$90,000 | $190,000 |
$39,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
35 | $7,794,000 |
$222,000 | $3,700,000 |
$77,000 | $910,000 |
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| Application Approved But Not Accepted |
121 | $9,745,000 |
$80,000 | $400,000 |
$73,000 | $390,000 |
| Application Denied By Financial Institution |
233 | $14,666,000 |
$62,000 | $750,000 |
$63,000 | $1,725,000 |
| Application Withdrawn By Applicant |
48 | $5,277,000 |
$109,000 | $350,000 |
$98,000 | $759,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,143 | $111,249,000 |
$97,000 | $2,683,000 |
$73,000 | $1,381,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
53 | $7,043,000 |
$132,000 | $417,000 |
$70,000 | $313,000 |
| Preapproval Denied by Financial Institution |
17 | $6,454,000 |
$379,000 | $3,700,000 |
$115,000 | $910,000 |
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| Collateral |
22 | $1,026,000 |
$46,000 | $149,000 |
$57,000 | $149,000 |
| Credit Application Incomplete |
1 | $8,000 |
$8,000 | $8,000 |
$22,000 | $22,000 |
| Credit History |
141 | $6,014,000 |
$42,000 | $308,000 |
$51,000 | $408,000 |
| Debt-To-Income Ratio |
76 | $8,864,000 |
$116,000 | $527,000 |
$86,000 | $1,725,000 |
| Employment History |
2 | $290,000 |
$145,000 | $200,000 |
$59,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $3,954,000 |
$988,000 | $3,700,000 |
$262,000 | $910,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $214,000 |
$71,000 | $83,000 |
$95,000 | $160,000 |
| Unverifiable Information |
1 | $750,000 |
$750,000 | $750,000 |
$192,000 | $192,000 |
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Mortgage Loan App Totals for SUNFLOWER BANK, N.A. by:
Metropolitan Area And
County
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