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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUNSHINE STATE FEDERAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUNSHINE STATE FEDERAL |
| Address | 102 W BAKER ST
PLANT CITY, FL 33563 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 148 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,007,000 |
| Average Mortgage Loan Amount Applied For | $257,750 |
| Highest Mortgage Loan Amount Applied For | $1,350,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $525,000 |
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| Home Improvement |
33 | $1,687,000 |
$51,000 | $200,000 |
$85,000 | $480,000 |
| Home Purchase |
63 | $16,432,000 |
$260,000 | $1,350,000 |
$107,000 | $525,000 |
| Refinancing |
52 | $7,888,000 |
$151,000 | $540,000 |
$56,000 | $151,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,215,000 |
$405,000 | $540,000 |
$91,000 | $273,000 |
| Black or African American |
5 | $420,000 |
$84,000 | $142,000 |
$21,000 | $36,000 |
| Hispanic |
12 | $1,665,000 |
$138,000 | $265,000 |
$60,000 | $112,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $354,000 |
$177,000 | $206,000 |
$0 | $0 |
| Not Provided |
2 | $198,000 |
$99,000 | $188,000 |
$65,000 | $81,000 |
| White |
124 | $22,155,000 |
$178,000 | $1,350,000 |
$91,000 | $525,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
148 | $26,007,000 |
$175,000 | $1,350,000 |
$84,000 | $525,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $2,491,000 |
$415,000 | $1,065,000 |
$141,000 | $305,000 |
| Application Denied By Financial Institution |
21 | $2,659,000 |
$126,000 | $525,000 |
$54,000 | $149,000 |
| Application Withdrawn By Applicant |
8 | $1,063,000 |
$132,000 | $540,000 |
$39,000 | $83,000 |
| File Closed For Incompleteness |
4 | $2,058,000 |
$514,000 | $1,350,000 |
$210,000 | $473,000 |
| Loan Originated |
109 | $17,736,000 |
$162,000 | $1,189,000 |
$86,000 | $525,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $505,000 |
$101,000 | $250,000 |
$47,000 | $68,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $333,000 |
$66,000 | $200,000 |
$54,000 | $96,000 |
| Debt-To-Income Ratio |
8 | $1,159,000 |
$144,000 | $380,000 |
$47,000 | $111,000 |
| Employment History |
1 | $525,000 |
$525,000 | $525,000 |
$149,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $17,000 |
$17,000 | $17,000 |
$39,000 | $39,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $120,000 |
$120,000 | $120,000 |
$61,000 | $61,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUNSHINE STATE FEDERAL by:
Metropolitan Area And
County
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