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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUPERIOR BANK FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUPERIOR BANK FSB |
| Address | 502 SOUTH MAIN MALL
TULSA, OK 74103 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 4,069 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $277,032,000 |
| Average Mortgage Loan Amount Applied For | $75,037 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $57,231 |
| Highest Applicant Income | $612,000 |
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| Home Improvement (one-to-four family) |
1,245 | $20,800,000 |
$13,000 | $1,000,000 |
$35,666 | $498,000 |
| Home Purchase (one-to-four family) |
777 | $71,656,000 |
$63,666 | $2,000,000 |
$46,000 | $602,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
41 | $15,486,000 |
$257,500 | $1,800,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
2,016 | $169,645,000 |
$86,666 | $1,400,000 |
$56,888 | $612,000 |
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| American Indian or Alaskan Native |
88 | $6,507,000 |
$76,000 | $588,000 |
$41,000 | $168,000 |
| Asian or Pacific Islander |
79 | $6,563,000 |
$160,000 | $930,000 |
$55,000 | $174,000 |
| Black |
132 | $6,919,000 |
$78,200 | $323,000 |
$112,200 | $354,000 |
| Hispanic |
52 | $2,860,000 |
$51,500 | $150,000 |
$48,000 | $132,000 |
| Information not provided by applicant in mail or telephone application |
150 | $21,220,000 |
$121,500 | $2,000,000 |
$54,000 | $384,000 |
| Not applicable |
5 | $1,130,000 |
$226,000 | $434,000 |
$10,000 | $31,000 |
| Other |
14 | $1,634,000 |
$151,500 | $289,000 |
$150,500 | $387,000 |
| White |
3,559 | $230,754,000 |
$69,888 | $1,400,000 |
$53,777 | $612,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,796 | $254,155,000 |
$74,000 | $2,000,000 |
$53,200 | $612,000 |
| FHA-insured (Federal Housing Administration) |
225 | $17,773,000 |
$76,500 | $153,000 |
$42,500 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $128,000 |
$64,000 | $72,000 |
$25,000 | $27,000 |
| VA-guaranteed (Veterans Administration) |
56 | $5,531,000 |
$95,500 | $245,000 |
$46,000 | $144,000 |
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| Application Approved But Not Accepted |
28 | $769,000 |
$26,500 | $100,000 |
$44,500 | $113,000 |
| Application Denied By Financial Institution |
713 | $20,311,000 |
$30,400 | $548,000 |
$95,600 | $354,000 |
| Application Withdrawn By Applicant |
419 | $30,728,000 |
$65,400 | $400,000 |
$47,400 | $602,000 |
| File Closed For Incompleteness |
47 | $3,511,000 |
$46,000 | $350,000 |
$22,666 | $108,000 |
| Loan Originated |
2,872 | $222,268,000 |
$95,000 | $2,000,000 |
$59,777 | $612,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
61 | $1,590,000 |
$23,333 | $142,000 |
$36,333 | $170,000 |
| Credit Application Incomplete |
1 | $18,000 |
$18,000 | $18,000 |
$20,000 | $20,000 |
| Credit History |
429 | $11,606,000 |
$20,250 | $548,000 |
$30,250 | $264,000 |
| Debt-To-Income Ratio |
164 | $4,149,000 |
$30,000 | $200,000 |
$38,000 | $240,000 |
| Employment History |
14 | $644,000 |
$44,500 | $111,000 |
$33,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $25,000 |
$25,000 | $25,000 |
$34,000 | $34,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
32 | $1,696,000 |
$56,000 | $215,000 |
$148,000 | $354,000 |
| Unverifiable Information |
11 | $583,000 |
$55,000 | $136,000 |
$38,500 | $66,000 |
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Mortgage Loan App Totals for SUPERIOR BANK FSB by:
Metropolitan Area And
County
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