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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUPERIOR SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUPERIOR SAVINGS BANK |
| Address | 1130 TOWER AVE
SUPERIOR, WI 54880 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 178 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,795,000 |
| Average Mortgage Loan Amount Applied For | $127,250 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $75,500 |
| Highest Applicant Income | $481,000 |
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| Home Improvement |
49 | $1,488,000 |
$30,000 | $195,000 |
$51,000 | $145,000 |
| Home Purchase |
80 | $8,833,000 |
$110,000 | $365,000 |
$63,000 | $481,000 |
| Refinancing |
69 | $6,581,000 |
$95,000 | $840,000 |
$61,000 | $160,000 |
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| American Indian or Alaskan Native |
4 | $141,000 |
$35,000 | $68,000 |
$27,000 | $32,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $93,000 |
$31,000 | $83,000 |
$61,000 | $92,000 |
| Hispanic |
1 | $113,000 |
$113,000 | $113,000 |
$67,000 | $67,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $318,000 |
$53,000 | $195,000 |
$59,000 | $95,000 |
| White |
184 | $16,237,000 |
$88,000 | $840,000 |
$60,000 | $481,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198 | $16,902,000 |
$85,000 | $840,000 |
$59,000 | $481,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
27 | $1,757,000 |
$65,000 | $308,000 |
$41,000 | $156,000 |
| Application Withdrawn By Applicant |
9 | $1,585,000 |
$176,000 | $840,000 |
$45,000 | $120,000 |
| File Closed For Incompleteness |
1 | $220,000 |
$220,000 | $220,000 |
$0 | $0 |
| Loan Originated |
161 | $13,340,000 |
$82,000 | $365,000 |
$64,000 | $481,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
17 | $851,000 |
$50,000 | $215,000 |
$38,000 | $156,000 |
| Debt-To-Income Ratio |
5 | $294,000 |
$58,000 | $90,000 |
$25,000 | $32,000 |
| Employment History |
2 | $196,000 |
$98,000 | $99,000 |
$29,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $391,000 |
$195,000 | $308,000 |
$66,000 | $72,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $25,000 |
$25,000 | $25,000 |
$145,000 | $145,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUPERIOR SAVINGS BANK by:
Metropolitan Area And
County
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