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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SURETY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SURETY BANK |
| Address | 990 N. WOODLAND BLVD.
DELAND, FL 32720 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,091,000 |
| Average Mortgage Loan Amount Applied For | $124,600 |
| Highest Mortgage Loan Amount Applied For | $875,000 |
| Average Applicant Income | $20,200 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
4 | $281,000 |
$70,000 | $208,000 |
$87,000 | $168,000 |
| Home Purchase |
17 | $3,611,000 |
$212,000 | $601,000 |
$12,000 | $68,000 |
| Refinancing |
15 | $2,199,000 |
$146,000 | $875,000 |
$56,000 | $144,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $346,000 |
$115,000 | $167,000 |
$13,000 | $27,000 |
| Black or African American |
3 | $329,000 |
$109,000 | $250,000 |
$104,000 | $168,000 |
| Hispanic |
2 | $102,000 |
$51,000 | $62,000 |
$58,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $1,162,000 |
$387,000 | $601,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $4,152,000 |
$166,000 | $875,000 |
$37,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $6,091,000 |
$169,000 | $875,000 |
$38,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $38,000 |
$38,000 | $38,000 |
$21,000 | $21,000 |
| Application Denied By Financial Institution |
1 | $250,000 |
$250,000 | $250,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $822,000 |
$205,000 | $375,000 |
$33,000 | $99,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
30 | $4,981,000 |
$166,000 | $875,000 |
$41,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SURETY BANK by:
Metropolitan Area And
County
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