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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUSSEX COUNTY FEDERAL C U
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUSSEX COUNTY FEDERAL C U |
| Address | 1941 BRIDGEVILLE HWY PO BOX 1800
SEAFORD, DE 19973 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 203 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,164,000 |
| Average Mortgage Loan Amount Applied For | $58,400 |
| Highest Mortgage Loan Amount Applied For | $266,000 |
| Average Applicant Income | $71,200 |
| Highest Applicant Income | $246,000 |
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| Home Improvement |
124 | $6,063,000 |
$48,000 | $223,000 |
$63,000 | $246,000 |
| Home Purchase |
7 | $643,000 |
$91,000 | $172,000 |
$72,000 | $102,000 |
| Refinancing |
72 | $4,458,000 |
$61,000 | $266,000 |
$67,000 | $161,000 |
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| American Indian or Alaskan Native |
1 | $14,000 |
$14,000 | $14,000 |
$52,000 | $52,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
30 | $1,697,000 |
$56,000 | $154,000 |
$60,000 | $122,000 |
| Hispanic |
6 | $624,000 |
$104,000 | $223,000 |
$53,000 | $83,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
166 | $8,829,000 |
$53,000 | $266,000 |
$66,000 | $246,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
203 | $11,164,000 |
$54,000 | $266,000 |
$65,000 | $246,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $561,000 |
$43,000 | $90,000 |
$52,000 | $122,000 |
| Application Withdrawn By Applicant |
1 | $40,000 |
$40,000 | $40,000 |
$80,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
189 | $10,563,000 |
$55,000 | $266,000 |
$66,000 | $246,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$90,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $29,000 |
$14,000 | $19,000 |
$37,000 | $46,000 |
| Debt-To-Income Ratio |
9 | $470,000 |
$52,000 | $90,000 |
$53,000 | $122,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $42,000 |
$42,000 | $42,000 |
$37,000 | $37,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUSSEX COUNTY FEDERAL C U by:
Metropolitan Area And
County
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