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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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SYNERGY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SYNERGY BANK |
| Address | 210 SYNERGY CENTER BLVD.
HOUMA, LA 70360 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,019,000 |
| Average Mortgage Loan Amount Applied For | $230,000 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $262,250 |
| Highest Applicant Income | $905,000 |
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| Home Improvement |
42 | $868,000 |
$20,000 | $271,000 |
$66,000 | $399,000 |
| Home Purchase |
56 | $9,093,000 |
$162,000 | $1,700,000 |
$86,000 | $905,000 |
| Refinancing |
82 | $6,143,000 |
$74,000 | $390,000 |
$76,000 | $540,000 |
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| American Indian or Alaskan Native |
2 | $29,000 |
$14,000 | $22,000 |
$73,000 | $102,000 |
| Asian |
5 | $565,000 |
$113,000 | $217,000 |
$91,000 | $200,000 |
| Black or African American |
12 | $694,000 |
$57,000 | $284,000 |
$65,000 | $131,000 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$49,000 | $49,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $34,000 |
$34,000 | $34,000 |
$65,000 | $65,000 |
| Not applicable |
27 | $5,641,000 |
$208,000 | $1,700,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
132 | $9,091,000 |
$68,000 | $705,000 |
$94,000 | $905,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
180 | $16,104,000 |
$89,000 | $1,700,000 |
$77,000 | $905,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $463,000 |
$92,000 | $143,000 |
$90,000 | $248,000 |
| Application Denied By Financial Institution |
13 | $424,000 |
$32,000 | $177,000 |
$53,000 | $208,000 |
| Application Withdrawn By Applicant |
10 | $2,376,000 |
$237,000 | $1,700,000 |
$65,000 | $188,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
152 | $12,841,000 |
$84,000 | $1,056,000 |
$79,000 | $905,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SYNERGY BANK by:
Metropolitan Area And
County
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