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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SYNERGY ONE FINANCIAL SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
SYNERGY ONE FINANCIAL SERVICES |
| Address | 9393 FORESTWOOD LANE
MANASSAS, VA 20110 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 367 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $88,468,000 |
| Average Mortgage Loan Amount Applied For | $210,473 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $86,500 |
| Highest Applicant Income | $696,000 |
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| Home Improvement |
8 | $1,405,000 |
$175,000 | $294,000 |
$68,000 | $161,000 |
| Home Purchase |
152 | $35,071,000 |
$230,000 | $800,000 |
$109,000 | $696,000 |
| Refinancing |
207 | $51,992,000 |
$251,000 | $711,000 |
$91,000 | $384,000 |
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| American Indian or Alaskan Native |
1 | $135,000 |
$135,000 | $135,000 |
$120,000 | $120,000 |
| Asian |
7 | $1,136,000 |
$162,000 | $310,000 |
$69,000 | $137,000 |
| Black or African American |
70 | $18,562,000 |
$265,000 | $767,000 |
$110,000 | $473,000 |
| Hispanic |
27 | $7,770,000 |
$287,000 | $711,000 |
$62,000 | $260,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $215,000 |
$215,000 | $215,000 |
$40,000 | $40,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
261 | $60,650,000 |
$232,000 | $800,000 |
$99,000 | $696,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
352 | $84,730,000 |
$240,000 | $800,000 |
$99,000 | $696,000 |
| FHA-insured (Federal Housing Administration) |
12 | $2,676,000 |
$223,000 | $367,000 |
$74,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $1,062,000 |
$354,000 | $405,000 |
$71,000 | $87,000 |
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| Application Approved But Not Accepted |
19 | $6,762,000 |
$355,000 | $800,000 |
$100,000 | $187,000 |
| Application Denied By Financial Institution |
2 | $560,000 |
$280,000 | $525,000 |
$69,000 | $108,000 |
| Application Withdrawn By Applicant |
1 | $400,000 |
$400,000 | $400,000 |
$0 | $0 |
| File Closed For Incompleteness |
6 | $1,382,000 |
$230,000 | $410,000 |
$49,000 | $113,000 |
| Loan Originated |
339 | $79,364,000 |
$234,000 | $767,000 |
$99,000 | $696,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $525,000 |
$525,000 | $525,000 |
$108,000 | $108,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $35,000 |
$35,000 | $35,000 |
$31,000 | $31,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SYNERGY ONE FINANCIAL SERVICES by:
Metropolitan Area And
County
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