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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SYRACUSE FIRE DEPARTMENT EFCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SYRACUSE FIRE DEPARTMENT EFCU |
| Address | 211 WILKINSON STREET
SYRACUSE, NY 13204 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,956,000 |
| Average Mortgage Loan Amount Applied For | $89,000 |
| Highest Mortgage Loan Amount Applied For | $217,000 |
| Average Applicant Income | $73,800 |
| Highest Applicant Income | $164,000 |
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| Home Improvement |
35 | $1,042,000 |
$29,000 | $75,000 |
$69,000 | $164,000 |
| Home Purchase |
24 | $2,352,000 |
$98,000 | $189,000 |
$63,000 | $148,000 |
| Refinancing |
46 | $3,562,000 |
$77,000 | $217,000 |
$59,000 | $114,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $123,000 |
$41,000 | $57,000 |
$49,000 | $67,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
102 | $6,833,000 |
$66,000 | $217,000 |
$64,000 | $164,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $6,956,000 |
$66,000 | $217,000 |
$63,000 | $164,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $340,000 |
$56,000 | $114,000 |
$33,000 | $46,000 |
| Application Withdrawn By Applicant |
2 | $210,000 |
$105,000 | $175,000 |
$100,000 | $148,000 |
| File Closed For Incompleteness |
1 | $10,000 |
$10,000 | $10,000 |
$90,000 | $90,000 |
| Loan Originated |
92 | $6,005,000 |
$65,000 | $217,000 |
$64,000 | $164,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $181,000 |
$90,000 | $95,000 |
$74,000 | $115,000 |
| Preapproval Denied by Financial Institution |
2 | $210,000 |
$105,000 | $114,000 |
$51,000 | $63,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $60,000 |
$60,000 | $60,000 |
$29,000 | $29,000 |
| Credit History |
6 | $455,000 |
$75,000 | $114,000 |
$41,000 | $63,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $35,000 |
$35,000 | $35,000 |
$30,000 | $30,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SYRACUSE FIRE DEPARTMENT EFCU by:
Metropolitan Area And
County
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