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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SYSTEMATIC SAVINGS AND LOAN AS
Mortgage Loans and Application Details
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| Mortgage Company Name |
SYSTEMATIC SAVINGS AND LOAN AS |
| Address | 318 SOUTH AVENUE
SPRINGFIELD, MO 65806 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,765,000 |
| Average Mortgage Loan Amount Applied For | $148,800 |
| Highest Mortgage Loan Amount Applied For | $669,000 |
| Average Applicant Income | $118,800 |
| Highest Applicant Income | $948,000 |
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| Home Improvement |
17 | $644,000 |
$37,000 | $126,000 |
$61,000 | $168,000 |
| Home Purchase |
29 | $3,620,000 |
$124,000 | $652,000 |
$66,000 | $261,000 |
| Refinancing |
35 | $3,501,000 |
$100,000 | $669,000 |
$158,000 | $948,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $1,000 |
$1,000 | $1,000 |
$10,000 | $10,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,234,000 |
$123,000 | $288,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
70 | $6,530,000 |
$93,000 | $669,000 |
$121,000 | $948,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
81 | $7,765,000 |
$95,000 | $669,000 |
$105,000 | $948,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $69,000 |
$34,000 | $53,000 |
$49,000 | $73,000 |
| Application Denied By Financial Institution |
4 | $522,000 |
$130,000 | $180,000 |
$56,000 | $129,000 |
| Application Withdrawn By Applicant |
2 | $121,000 |
$60,000 | $66,000 |
$37,000 | $38,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
73 | $7,053,000 |
$96,000 | $669,000 |
$111,000 | $948,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $130,000 |
$130,000 | $130,000 |
$129,000 | $129,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $328,000 |
$164,000 | $180,000 |
$38,000 | $39,000 |
| Debt-To-Income Ratio |
1 | $64,000 |
$64,000 | $64,000 |
$19,000 | $19,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SYSTEMATIC SAVINGS AND LOAN AS by:
Metropolitan Area And
County
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