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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TAMPA BAY FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TAMPA BAY FEDERAL CREDIT UNION |
| Address | 3815 N NEBRASKA AVENUE
TAMPA, FL 33603 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 109 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,784,000 |
| Average Mortgage Loan Amount Applied For | $126,400 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $202,000 |
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| Home Improvement |
16 | $765,000 |
$47,000 | $107,000 |
$64,000 | $120,000 |
| Home Purchase |
13 | $2,236,000 |
$172,000 | $417,000 |
$51,000 | $84,000 |
| Refinancing |
80 | $11,783,000 |
$147,000 | $348,000 |
$70,000 | $202,000 |
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| American Indian or Alaskan Native |
1 | $95,000 |
$95,000 | $95,000 |
$82,000 | $82,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
23 | $3,303,000 |
$143,000 | $348,000 |
$72,000 | $202,000 |
| Hispanic |
22 | $3,025,000 |
$137,000 | $276,000 |
$53,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $8,361,000 |
$132,000 | $417,000 |
$70,000 | $159,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
109 | $14,784,000 |
$135,000 | $417,000 |
$67,000 | $202,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
42 | $6,901,000 |
$164,000 | $417,000 |
$69,000 | $170,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
67 | $7,883,000 |
$117,000 | $276,000 |
$66,000 | $202,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
35 | $5,564,000 |
$158,000 | $348,000 |
$73,000 | $170,000 |
| Debt-To-Income Ratio |
6 | $1,189,000 |
$198,000 | $417,000 |
$40,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $148,000 |
$148,000 | $148,000 |
$69,000 | $69,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TAMPA BAY FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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