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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TAYLORSVILLE SAVINGS BANK, SSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
TAYLORSVILLE SAVINGS BANK, SSB |
| Address | 107 MAIN AVENUE DRIVE
TAYLORSVILLE, NC 28681 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 104 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,880,000 |
| Average Mortgage Loan Amount Applied For | $129,000 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $194,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
40 | $5,580,000 |
$139,000 | $400,000 |
$82,000 | $162,000 |
| Refinancing |
64 | $5,300,000 |
$82,000 | $260,000 |
$61,000 | $194,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $107,000 |
$35,000 | $45,000 |
$175,000 | $194,000 |
| Black or African American |
1 | $62,000 |
$62,000 | $62,000 |
$19,000 | $19,000 |
| Hispanic |
2 | $92,000 |
$46,000 | $55,000 |
$29,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
98 | $10,619,000 |
$108,000 | $400,000 |
$67,000 | $162,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $10,880,000 |
$104,000 | $400,000 |
$69,000 | $194,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $110,000 |
$36,000 | $50,000 |
$69,000 | $137,000 |
| Application Denied By Financial Institution |
22 | $2,578,000 |
$117,000 | $350,000 |
$63,000 | $194,000 |
| Application Withdrawn By Applicant |
2 | $117,000 |
$58,000 | $62,000 |
$40,000 | $43,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $8,075,000 |
$104,000 | $400,000 |
$71,000 | $194,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $381,000 |
$95,000 | $130,000 |
$49,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $362,000 |
$90,000 | $140,000 |
$69,000 | $128,000 |
| Debt-To-Income Ratio |
12 | $1,444,000 |
$120,000 | $235,000 |
$60,000 | $194,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $391,000 |
$195,000 | $350,000 |
$101,000 | $162,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TAYLORSVILLE SAVINGS BANK, SSB by:
Metropolitan Area And
County
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