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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEAM CAPITAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEAM CAPITAL BANK |
| Address | 2151 EMRICK BOULEVARD
BETHLEHEM, PA 18020 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 44 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,870,000 |
| Average Mortgage Loan Amount Applied For | $554,384 |
| Highest Mortgage Loan Amount Applied For | $3,200,000 |
| Average Applicant Income | $443,076 |
| Highest Applicant Income | $4,500,000 |
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| Home Improvement |
10 | $3,188,000 |
$318,000 | $1,400,000 |
$252,000 | $391,000 |
| Home Purchase |
14 | $3,568,000 |
$254,000 | $400,000 |
$281,000 | $785,000 |
| Refinancing |
20 | $8,114,000 |
$405,000 | $3,200,000 |
$512,000 | $4,500,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $209,000 |
$69,000 | $120,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $14,661,000 |
$357,000 | $3,200,000 |
$407,000 | $4,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
44 | $14,870,000 |
$337,000 | $3,200,000 |
$379,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $186,000 |
$93,000 | $142,000 |
$46,000 | $80,000 |
| Application Withdrawn By Applicant |
4 | $1,033,000 |
$258,000 | $300,000 |
$181,000 | $350,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $13,651,000 |
$359,000 | $3,200,000 |
$418,000 | $4,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $142,000 |
$142,000 | $142,000 |
$80,000 | $80,000 |
| Debt-To-Income Ratio |
1 | $44,000 |
$44,000 | $44,000 |
$13,000 | $13,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TEAM CAPITAL BANK by:
Metropolitan Area And
County
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