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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEAM ONE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEAM ONE CREDIT UNION |
| Address | 4075 MC CARTY
SAGINAW, MI 48603 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 526 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,198,000 |
| Average Mortgage Loan Amount Applied For | $75,714 |
| Highest Mortgage Loan Amount Applied For | $305,000 |
| Average Applicant Income | $88,464 |
| Highest Applicant Income | $402,000 |
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| Home Improvement |
141 | $6,208,000 |
$44,000 | $165,000 |
$60,000 | $203,000 |
| Home Purchase |
61 | $6,039,000 |
$99,000 | $262,000 |
$52,000 | $150,000 |
| Refinancing |
324 | $20,951,000 |
$64,000 | $305,000 |
$66,000 | $402,000 |
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| American Indian or Alaskan Native |
3 | $199,000 |
$66,000 | $122,000 |
$75,000 | $89,000 |
| Asian |
1 | $280,000 |
$280,000 | $280,000 |
$213,000 | $213,000 |
| Black or African American |
42 | $1,990,000 |
$47,000 | $198,000 |
$59,000 | $137,000 |
| Hispanic |
15 | $883,000 |
$58,000 | $238,000 |
$72,000 | $161,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
465 | $29,846,000 |
$64,000 | $305,000 |
$62,000 | $402,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
526 | $33,198,000 |
$63,000 | $305,000 |
$63,000 | $402,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $165,000 |
$165,000 | $165,000 |
$72,000 | $72,000 |
| Application Denied By Financial Institution |
75 | $5,069,000 |
$67,000 | $262,000 |
$58,000 | $188,000 |
| Application Withdrawn By Applicant |
2 | $82,000 |
$41,000 | $79,000 |
$100,000 | $113,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
448 | $27,882,000 |
$62,000 | $305,000 |
$63,000 | $402,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TEAM ONE CREDIT UNION by:
Metropolitan Area And
County
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