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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEAMBANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEAMBANK, N.A. |
| Address | 1 S PEORIA
PAOLA, KS 66071 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 690 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $70,105,000 |
| Average Mortgage Loan Amount Applied For | $111,892 |
| Highest Mortgage Loan Amount Applied For | $1,705,000 |
| Average Applicant Income | $80,267 |
| Highest Applicant Income | $640,000 |
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| Home Improvement |
50 | $3,086,000 |
$61,000 | $1,060,000 |
$63,000 | $237,000 |
| Home Purchase |
315 | $30,140,000 |
$95,000 | $415,000 |
$63,000 | $480,000 |
| Refinancing |
326 | $37,030,000 |
$113,000 | $1,705,000 |
$71,000 | $640,000 |
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| American Indian or Alaskan Native |
13 | $651,000 |
$50,000 | $109,000 |
$82,000 | $123,000 |
| Asian |
2 | $561,000 |
$280,000 | $312,000 |
$150,000 | $155,000 |
| Black or African American |
8 | $751,000 |
$93,000 | $324,000 |
$51,000 | $116,000 |
| Hispanic |
13 | $1,212,000 |
$93,000 | $243,000 |
$67,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
41 | $7,259,000 |
$177,000 | $1,705,000 |
$0 | $0 |
| Not Provided |
18 | $1,911,000 |
$106,000 | $300,000 |
$104,000 | $480,000 |
| White |
596 | $57,911,000 |
$97,000 | $1,060,000 |
$70,000 | $640,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
641 | $66,188,000 |
$103,000 | $1,705,000 |
$69,000 | $640,000 |
| FHA-insured (Federal Housing Administration) |
36 | $2,619,000 |
$72,000 | $164,000 |
$35,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $139,000 |
$69,000 | $75,000 |
$43,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
12 | $1,310,000 |
$109,000 | $204,000 |
$56,000 | $103,000 |
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| Application Approved But Not Accepted |
24 | $3,252,000 |
$135,000 | $406,000 |
$76,000 | $233,000 |
| Application Denied By Financial Institution |
51 | $4,684,000 |
$91,000 | $324,000 |
$47,000 | $166,000 |
| Application Withdrawn By Applicant |
44 | $5,301,000 |
$120,000 | $375,000 |
$78,000 | $480,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
572 | $57,019,000 |
$99,000 | $1,705,000 |
$67,000 | $640,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $761,000 |
$126,000 | $230,000 |
$71,000 | $104,000 |
| Credit Application Incomplete |
3 | $219,000 |
$73,000 | $160,000 |
$24,000 | $27,000 |
| Credit History |
25 | $2,286,000 |
$91,000 | $324,000 |
$51,000 | $166,000 |
| Debt-To-Income Ratio |
5 | $266,000 |
$53,000 | $110,000 |
$35,000 | $62,000 |
| Employment History |
2 | $145,000 |
$72,000 | $90,000 |
$23,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $60,000 |
$30,000 | $45,000 |
$24,000 | $44,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $38,000 |
$19,000 | $19,000 |
$59,000 | $80,000 |
| Unverifiable Information |
6 | $909,000 |
$151,000 | $300,000 |
$43,000 | $85,000 |
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Mortgage Loan App Totals for TEAMBANK, N.A. by:
Metropolitan Area And
County
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