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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TECH CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TECH CREDIT UNION |
| Address | 10951 BROADWAY
CROWN POINT, IN 46307 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 303 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,297,000 |
| Average Mortgage Loan Amount Applied For | $40,285 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $73,428 |
| Highest Applicant Income | $210,000 |
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| Home Improvement |
103 | $3,229,000 |
$31,000 | $100,000 |
$68,000 | $210,000 |
| Home Purchase |
33 | $2,491,000 |
$75,000 | $204,000 |
$67,000 | $172,000 |
| Refinancing |
167 | $8,577,000 |
$51,000 | $400,000 |
$68,000 | $178,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
54 | $2,722,000 |
$50,000 | $143,000 |
$54,000 | $124,000 |
| Hispanic |
18 | $594,000 |
$33,000 | $100,000 |
$66,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
231 | $10,981,000 |
$47,000 | $400,000 |
$71,000 | $210,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
303 | $14,297,000 |
$47,000 | $400,000 |
$68,000 | $210,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
25 | $1,102,000 |
$44,000 | $143,000 |
$41,000 | $58,000 |
| Application Withdrawn By Applicant |
5 | $571,000 |
$114,000 | $160,000 |
$61,000 | $86,000 |
| File Closed For Incompleteness |
8 | $814,000 |
$101,000 | $204,000 |
$58,000 | $130,000 |
| Loan Originated |
265 | $11,810,000 |
$44,000 | $400,000 |
$71,000 | $210,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $644,000 |
$40,000 | $101,000 |
$37,000 | $54,000 |
| Debt-To-Income Ratio |
8 | $448,000 |
$56,000 | $143,000 |
$47,000 | $58,000 |
| Employment History |
1 | $10,000 |
$10,000 | $10,000 |
$40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TECH CREDIT UNION by:
Metropolitan Area And
County
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