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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TECHE BANK & TRUST, CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
TECHE BANK & TRUST, CO. |
| Address | 606 S. MAIN STREET
ST. MARTINVILLE, LA 70582 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 26 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,404,000 |
| Average Mortgage Loan Amount Applied For | $67,333 |
| Highest Mortgage Loan Amount Applied For | $168,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $248,000 |
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| Home Improvement |
8 | $280,000 |
$35,000 | $69,000 |
$62,000 | $82,000 |
| Home Purchase |
11 | $668,000 |
$60,000 | $168,000 |
$57,000 | $200,000 |
| Refinancing |
13 | $791,000 |
$60,000 | $123,000 |
$60,000 | $248,000 |
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| American Indian or Alaskan Native |
1 | $28,000 |
$28,000 | $28,000 |
$30,000 | $30,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $244,000 |
$48,000 | $86,000 |
$41,000 | $74,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
26 | $1,467,000 |
$56,000 | $168,000 |
$64,000 | $248,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $1,739,000 |
$54,000 | $168,000 |
$60,000 | $248,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $1,739,000 |
$54,000 | $168,000 |
$60,000 | $248,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TECHE BANK & TRUST, CO. by:
Metropolitan Area And
County
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