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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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TELCO TRIAD COMM CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TELCO TRIAD COMM CREDIT UNION |
| Address | 1420 TRIVIEW AVE
SIOUX CITY, IA 51103 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 168 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,155,000 |
| Average Mortgage Loan Amount Applied For | $32,076 |
| Highest Mortgage Loan Amount Applied For | $203,000 |
| Average Applicant Income | $48,307 |
| Highest Applicant Income | $436,000 |
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| Home Improvement |
99 | $1,177,000 |
$11,000 | $69,000 |
$60,000 | $436,000 |
| Home Purchase |
56 | $4,293,000 |
$76,000 | $140,000 |
$42,000 | $75,000 |
| Refinancing |
43 | $2,973,000 |
$69,000 | $203,000 |
$58,000 | $167,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $137,000 |
$68,000 | $70,000 |
$40,000 | $52,000 |
| Black or African American |
5 | $396,000 |
$79,000 | $203,000 |
$65,000 | $127,000 |
| Hispanic |
15 | $541,000 |
$36,000 | $96,000 |
$50,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
176 | $7,369,000 |
$41,000 | $171,000 |
$55,000 | $436,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $7,824,000 |
$66,000 | $203,000 |
$50,000 | $167,000 |
| FHA-insured (Federal Housing Administration) |
80 | $619,000 |
$7,000 | $21,000 |
$61,000 | $436,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $1,453,000 |
$90,000 | $203,000 |
$48,000 | $82,000 |
| Application Withdrawn By Applicant |
21 | $1,675,000 |
$79,000 | $140,000 |
$43,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
161 | $5,315,000 |
$33,000 | $171,000 |
$57,000 | $436,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $90,000 |
$90,000 | $90,000 |
$62,000 | $62,000 |
| Credit History |
6 | $609,000 |
$101,000 | $127,000 |
$58,000 | $82,000 |
| Debt-To-Income Ratio |
2 | $179,000 |
$89,000 | $134,000 |
$21,000 | $30,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $575,000 |
$82,000 | $203,000 |
$44,000 | $56,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TELCO TRIAD COMM CREDIT UNION by:
Metropolitan Area And
County
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