|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TELCOMM CU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TELCOMM CU |
| Address | 2155 E. SUNSHINE
SPRINGFIELD, MO 65804 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 69 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,925,000 |
| Average Mortgage Loan Amount Applied For | $91,000 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $61,250 |
| Highest Applicant Income | $133,000 |
|
|
|
| Home Improvement |
2 | $66,000 |
$33,000 | $45,000 |
$58,000 | $68,000 |
| Home Purchase |
44 | $4,501,000 |
$102,000 | $250,000 |
$48,000 | $116,000 |
| Refinancing |
23 | $1,358,000 |
$59,000 | $139,000 |
$63,000 | $133,000 |
|
|
| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$21,000 | $21,000 |
| Asian |
1 | $239,000 |
$239,000 | $239,000 |
$72,000 | $72,000 |
| Black or African American |
1 | $26,000 |
$26,000 | $26,000 |
$30,000 | $30,000 |
| Hispanic |
1 | $22,000 |
$22,000 | $22,000 |
$36,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $5,538,000 |
$85,000 | $250,000 |
$54,000 | $133,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
69 | $5,925,000 |
$85,000 | $250,000 |
$53,000 | $133,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
23 | $2,258,000 |
$98,000 | $250,000 |
$42,000 | $110,000 |
| Application Withdrawn By Applicant |
1 | $110,000 |
$110,000 | $110,000 |
$113,000 | $113,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $3,557,000 |
$79,000 | $246,000 |
$57,000 | $133,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $385,000 |
$192,000 | $250,000 |
$74,000 | $110,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $1,114,000 |
$85,000 | $135,000 |
$43,000 | $100,000 |
| Debt-To-Income Ratio |
7 | $664,000 |
$94,000 | $150,000 |
$32,000 | $56,000 |
| Employment History |
1 | $95,000 |
$95,000 | $95,000 |
$39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TELCOMM CU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
