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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEMECULA VALLEY BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEMECULA VALLEY BANK, N.A. |
| Address | 27710 JEFFERSON AVE. A100
TEMECULA, CA 92590 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 272 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $62,575,000 |
| Average Mortgage Loan Amount Applied For | $193,916 |
| Highest Mortgage Loan Amount Applied For | $859,000 |
| Average Applicant Income | $114,833 |
| Highest Applicant Income | $579,000 |
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| Home Improvement |
2 | $395,000 |
$197,000 | $225,000 |
$47,000 | $49,000 |
| Home Purchase |
114 | $25,670,000 |
$216,333 | $615,000 |
$71,000 | $579,000 |
| Refinancing |
156 | $36,510,000 |
$174,000 | $859,000 |
$155,000 | $418,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $296,000 |
$148,000 | $188,000 |
$53,000 | $106,000 |
| Black or African American |
6 | $1,784,000 |
$210,000 | $650,000 |
$70,500 | $172,000 |
| Hispanic |
79 | $16,108,000 |
$203,000 | $441,000 |
$61,000 | $177,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $514,000 |
$257,000 | $320,000 |
$98,000 | $140,000 |
| Not applicable |
1 | $515,000 |
$515,000 | $515,000 |
$0 | $0 |
| Not Provided |
66 | $14,838,000 |
$251,500 | $650,000 |
$244,500 | $398,000 |
| White |
116 | $28,520,000 |
$193,500 | $859,000 |
$80,000 | $579,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
225 | $53,404,000 |
$187,166 | $859,000 |
$126,333 | $579,000 |
| FHA-insured (Federal Housing Administration) |
41 | $7,943,000 |
$193,000 | $280,000 |
$58,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
6 | $1,228,000 |
$204,000 | $259,000 |
$63,000 | $77,000 |
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| Application Approved But Not Accepted |
23 | $5,198,000 |
$226,000 | $600,000 |
$89,000 | $195,000 |
| Application Denied By Financial Institution |
21 | $3,970,000 |
$230,000 | $566,000 |
$158,000 | $398,000 |
| Application Withdrawn By Applicant |
36 | $7,978,000 |
$173,666 | $615,000 |
$110,666 | $579,000 |
| File Closed For Incompleteness |
6 | $1,195,000 |
$199,000 | $323,000 |
$79,000 | $126,000 |
| Loan Originated |
186 | $44,234,000 |
$171,333 | $859,000 |
$79,333 | $418,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $1,772,000 |
$239,333 | $566,000 |
$166,333 | $398,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $1,001,000 |
$166,000 | $259,000 |
$76,000 | $174,000 |
| Debt-To-Income Ratio |
4 | $656,000 |
$164,000 | $264,000 |
$67,000 | $169,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $377,000 |
$188,000 | $210,000 |
$62,000 | $87,000 |
| Unverifiable Information |
1 | $164,000 |
$164,000 | $164,000 |
$19,000 | $19,000 |
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Mortgage Loan App Totals for TEMECULA VALLEY BANK, N.A. by:
Metropolitan Area And
County
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