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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEMECULA VALLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEMECULA VALLEY BANK |
| Address | 27710 JEFFERSON AVENUE, SUITE A-100
TEMECULA, CA 92590 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $56,520,000 |
| Average Mortgage Loan Amount Applied For | $690,307 |
| Highest Mortgage Loan Amount Applied For | $7,200,000 |
| Average Applicant Income | $172,846 |
| Highest Applicant Income | $498,000 |
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| Home Improvement |
12 | $12,743,000 |
$1,061,000 | $3,500,000 |
$135,000 | $406,000 |
| Home Purchase |
35 | $30,807,000 |
$880,000 | $7,200,000 |
$154,000 | $494,000 |
| Refinancing |
35 | $12,970,000 |
$370,000 | $1,116,000 |
$174,000 | $498,000 |
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| American Indian or Alaskan Native |
1 | $265,000 |
$265,000 | $265,000 |
$100,000 | $100,000 |
| Asian |
4 | $910,000 |
$227,000 | $417,000 |
$177,000 | $322,000 |
| Black or African American |
1 | $501,000 |
$501,000 | $501,000 |
$237,000 | $237,000 |
| Hispanic |
6 | $1,829,000 |
$304,000 | $585,000 |
$81,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $16,596,000 |
$1,383,000 | $7,200,000 |
$16,000 | $198,000 |
| Not Provided |
13 | $10,899,000 |
$838,000 | $5,000,000 |
$183,000 | $494,000 |
| White |
45 | $25,520,000 |
$567,000 | $3,500,000 |
$200,000 | $498,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
81 | $56,185,000 |
$693,000 | $7,200,000 |
$160,000 | $498,000 |
| FHA-insured (Federal Housing Administration) |
1 | $335,000 |
$335,000 | $335,000 |
$119,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $4,775,000 |
$477,000 | $1,338,000 |
$164,000 | $498,000 |
| Application Denied By Financial Institution |
11 | $17,822,000 |
$1,620,000 | $7,200,000 |
$165,000 | $494,000 |
| Application Withdrawn By Applicant |
37 | $15,354,000 |
$414,000 | $1,381,000 |
$195,000 | $480,000 |
| File Closed For Incompleteness |
4 | $2,018,000 |
$504,000 | $718,000 |
$228,000 | $405,000 |
| Loan Originated |
20 | $16,551,000 |
$827,000 | $3,500,000 |
$77,000 | $444,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TEMECULA VALLEY BANK by:
Metropolitan Area And
County
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