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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TEMECULA VALLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TEMECULA VALLEY BANK |
| Address | 27710 JEFFERSON AVE. A-100
TEMECULA, CA 92590 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $61,646,000 |
| Average Mortgage Loan Amount Applied For | $841,454 |
| Highest Mortgage Loan Amount Applied For | $4,578,000 |
| Average Applicant Income | $345,000 |
| Highest Applicant Income | $2,507,000 |
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| Home Improvement |
13 | $18,652,000 |
$1,434,000 | $4,300,000 |
$505,000 | $2,507,000 |
| Home Purchase |
47 | $28,025,000 |
$364,000 | $4,578,000 |
$103,500 | $804,000 |
| Refinancing |
52 | $14,969,000 |
$287,000 | $1,500,000 |
$78,000 | $351,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $3,576,000 |
$894,000 | $2,500,000 |
$214,000 | $298,000 |
| Black or African American |
2 | $368,000 |
$184,000 | $240,000 |
$76,000 | $81,000 |
| Hispanic |
24 | $10,080,000 |
$420,000 | $4,300,000 |
$241,000 | $2,200,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $21,259,000 |
$1,771,000 | $4,578,000 |
$0 | $0 |
| Not Provided |
4 | $2,010,000 |
$502,000 | $880,000 |
$176,000 | $258,000 |
| White |
66 | $24,353,000 |
$244,000 | $1,505,000 |
$127,000 | $2,507,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $59,854,000 |
$347,500 | $4,578,000 |
$127,000 | $2,507,000 |
| FHA-insured (Federal Housing Administration) |
8 | $1,792,000 |
$224,000 | $294,000 |
$70,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $4,893,000 |
$543,000 | $1,600,000 |
$122,000 | $204,000 |
| Application Denied By Financial Institution |
6 | $2,378,000 |
$396,000 | $580,000 |
$89,000 | $143,000 |
| Application Withdrawn By Applicant |
32 | $15,934,000 |
$497,000 | $4,300,000 |
$273,000 | $2,200,000 |
| File Closed For Incompleteness |
2 | $1,324,000 |
$662,000 | $1,197,000 |
$24,000 | $25,000 |
| Loan Originated |
63 | $37,117,000 |
$357,500 | $4,578,000 |
$120,000 | $2,507,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $810,000 |
$405,000 | $450,000 |
$79,000 | $82,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $488,000 |
$244,000 | $360,000 |
$107,000 | $143,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TEMECULA VALLEY BANK by:
Metropolitan Area And
County
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