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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TERRE HAUTE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TERRE HAUTE SAVINGS BANK |
| Address | 533 OHIO STREET
TERRE HAUTE, IN 47808 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 268 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,117,000 |
| Average Mortgage Loan Amount Applied For | $99,444 |
| Highest Mortgage Loan Amount Applied For | $675,000 |
| Average Applicant Income | $96,222 |
| Highest Applicant Income | $959,000 |
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| Home Improvement |
8 | $660,000 |
$82,000 | $225,000 |
$160,000 | $673,000 |
| Home Purchase |
162 | $15,919,000 |
$98,000 | $675,000 |
$81,000 | $959,000 |
| Refinancing |
98 | $8,538,000 |
$87,000 | $675,000 |
$60,000 | $261,000 |
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| American Indian or Alaskan Native |
1 | $48,000 |
$48,000 | $48,000 |
$49,000 | $49,000 |
| Asian |
10 | $1,930,000 |
$193,000 | $417,000 |
$238,000 | $673,000 |
| Black or African American |
2 | $121,000 |
$60,000 | $61,000 |
$54,000 | $73,000 |
| Hispanic |
2 | $81,000 |
$40,000 | $58,000 |
$78,000 | $124,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $1,255,000 |
$313,000 | $675,000 |
$200,000 | $250,000 |
| Not applicable |
20 | $1,394,000 |
$69,000 | $230,000 |
$9,000 | $199,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
229 | $20,288,000 |
$88,000 | $675,000 |
$73,000 | $959,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
268 | $25,117,000 |
$93,000 | $675,000 |
$76,000 | $959,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $1,086,000 |
$72,000 | $196,000 |
$52,000 | $131,000 |
| Application Withdrawn By Applicant |
5 | $568,000 |
$113,000 | $240,000 |
$54,000 | $94,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
245 | $22,570,000 |
$92,000 | $675,000 |
$78,000 | $959,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $893,000 |
$297,000 | $675,000 |
$28,000 | $63,000 |
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| Collateral |
2 | $151,000 |
$75,000 | $133,000 |
$126,000 | $131,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $630,000 |
$90,000 | $196,000 |
$46,000 | $72,000 |
| Debt-To-Income Ratio |
4 | $284,000 |
$71,000 | $82,000 |
$33,000 | $40,000 |
| Employment History |
1 | $50,000 |
$50,000 | $50,000 |
$27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $723,000 |
$361,000 | $675,000 |
$11,000 | $23,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TERRE HAUTE SAVINGS BANK by:
Metropolitan Area And
County
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