|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TERRITORIAL SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TERRITORIAL SAVINGS BANK |
| Address | PO BOX 1481
HONOLULU, HI 96806 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 390 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $108,349,000 |
| Average Mortgage Loan Amount Applied For | $233,250 |
| Highest Mortgage Loan Amount Applied For | $1,598,000 |
| Average Applicant Income | $84,750 |
| Highest Applicant Income | $580,000 |
|
|
|
| Home Improvement |
74 | $15,729,000 |
$212,000 | $800,000 |
$83,000 | $250,000 |
| Home Purchase |
165 | $55,145,000 |
$334,000 | $1,598,000 |
$105,000 | $580,000 |
| Refinancing |
151 | $37,475,000 |
$248,000 | $968,000 |
$84,000 | $388,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
275 | $75,893,000 |
$275,000 | $1,598,000 |
$89,000 | $539,000 |
| Black or African American |
2 | $469,000 |
$234,000 | $399,000 |
$89,000 | $104,000 |
| Hispanic |
8 | $1,502,000 |
$187,000 | $404,000 |
$50,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
24 | $6,198,000 |
$258,000 | $760,000 |
$91,000 | $342,000 |
| Not applicable |
3 | $1,622,000 |
$540,000 | $560,000 |
$253,000 | $580,000 |
| Not Provided |
2 | $694,000 |
$347,000 | $385,000 |
$180,000 | $360,000 |
| White |
76 | $21,971,000 |
$289,000 | $1,000,000 |
$103,000 | $412,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
390 | $108,349,000 |
$277,000 | $1,598,000 |
$93,000 | $580,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
11 | $3,917,000 |
$356,000 | $625,000 |
$132,000 | $245,000 |
| Application Denied By Financial Institution |
29 | $9,303,000 |
$320,000 | $968,000 |
$83,000 | $360,000 |
| Application Withdrawn By Applicant |
38 | $14,552,000 |
$382,000 | $1,440,000 |
$109,000 | $388,000 |
| File Closed For Incompleteness |
2 | $312,000 |
$156,000 | $200,000 |
$38,000 | $45,000 |
| Loan Originated |
310 | $80,265,000 |
$258,000 | $1,598,000 |
$91,000 | $580,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $497,000 |
$248,000 | $350,000 |
$58,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $1,413,000 |
$282,000 | $525,000 |
$40,000 | $88,000 |
| Debt-To-Income Ratio |
11 | $4,621,000 |
$420,000 | $968,000 |
$75,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $2,451,000 |
$272,000 | $567,000 |
$133,000 | $360,000 |
| Unverifiable Information |
2 | $321,000 |
$160,000 | $224,000 |
$39,000 | $57,000 |
|
Mortgage Loan App Totals for TERRITORIAL SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
