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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE 1ST NATL BANK OF STRASBURG
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE 1ST NATL BANK OF STRASBURG |
| Address | P.O. BOX 536
STRASBURG, CO 80136-0536 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,922,000 |
| Average Mortgage Loan Amount Applied For | $183,000 |
| Highest Mortgage Loan Amount Applied For | $736,000 |
| Average Applicant Income | $123,500 |
| Highest Applicant Income | $352,000 |
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| Home Improvement |
11 | $199,000 |
$18,000 | $49,000 |
$45,000 | $118,000 |
| Home Purchase |
18 | $3,377,000 |
$187,000 | $490,000 |
$75,000 | $352,000 |
| Refinancing |
22 | $4,346,000 |
$197,000 | $736,000 |
$111,000 | $337,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $5,000 |
$5,000 | $5,000 |
$13,000 | $13,000 |
| Hispanic |
1 | $173,000 |
$173,000 | $173,000 |
$33,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,562,000 |
$390,000 | $736,000 |
$75,000 | $172,000 |
| Not Provided |
1 | $7,000 |
$7,000 | $7,000 |
$10,000 | $10,000 |
| White |
44 | $6,175,000 |
$140,000 | $490,000 |
$86,000 | $352,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
49 | $7,611,000 |
$155,000 | $736,000 |
$82,000 | $352,000 |
| FHA-insured (Federal Housing Administration) |
2 | $311,000 |
$155,000 | $173,000 |
$33,000 | $34,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $2,441,000 |
$348,000 | $490,000 |
$84,000 | $162,000 |
| Application Denied By Financial Institution |
10 | $809,000 |
$80,000 | $300,000 |
$32,000 | $82,000 |
| Application Withdrawn By Applicant |
1 | $240,000 |
$240,000 | $240,000 |
$84,000 | $84,000 |
| File Closed For Incompleteness |
1 | $126,000 |
$126,000 | $126,000 |
$240,000 | $240,000 |
| Loan Originated |
32 | $4,306,000 |
$134,000 | $736,000 |
$99,000 | $352,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $5,000 |
$5,000 | $5,000 |
$30,000 | $30,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $16,000 |
$5,000 | $7,000 |
$17,000 | $22,000 |
| Debt-To-Income Ratio |
5 | $655,000 |
$131,000 | $300,000 |
$40,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $133,000 |
$133,000 | $133,000 |
$36,000 | $36,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE 1ST NATL BANK OF STRASBURG by:
Metropolitan Area And
County
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