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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK |
| Address | P.O. BOX 787
JENNINGS, LA 70546-0787 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 224 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,702,000 |
| Average Mortgage Loan Amount Applied For | $96,733 |
| Highest Mortgage Loan Amount Applied For | $372,000 |
| Average Applicant Income | $85,600 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
13 | $694,000 |
$53,000 | $291,000 |
$73,000 | $314,000 |
| Home Purchase |
102 | $6,697,000 |
$65,000 | $372,000 |
$62,000 | $480,000 |
| Refinancing |
109 | $6,311,000 |
$57,000 | $325,000 |
$71,000 | $360,000 |
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| American Indian or Alaskan Native |
2 | $52,000 |
$26,000 | $33,000 |
$45,000 | $48,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $124,000 |
$31,000 | $49,000 |
$72,000 | $169,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $820,000 |
$91,000 | $198,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
209 | $12,706,000 |
$60,000 | $372,000 |
$70,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
224 | $13,702,000 |
$61,000 | $372,000 |
$67,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $20,000 |
$20,000 | $20,000 |
$36,000 | $36,000 |
| Application Withdrawn By Applicant |
4 | $244,000 |
$61,000 | $92,000 |
$70,000 | $86,000 |
| File Closed For Incompleteness |
1 | $15,000 |
$15,000 | $15,000 |
$32,000 | $32,000 |
| Loan Originated |
218 | $13,423,000 |
$61,000 | $372,000 |
$67,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK by:
Metropolitan Area And
County
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