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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK N A
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK N A |
| Address | P O BOX 1067
MCALESTER, OK 74502 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 416 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,177,000 |
| Average Mortgage Loan Amount Applied For | $84,400 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $55,600 |
| Highest Applicant Income | $3,000,000 |
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| Home Improvement (one-to-four family) |
79 | $2,022,000 |
$25,000 | $120,000 |
$40,000 | $249,000 |
| Home Purchase (one-to-four family) |
154 | $7,632,000 |
$49,000 | $380,000 |
$50,000 | $994,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $100,000 |
$100,000 | $100,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
182 | $11,423,000 |
$62,000 | $700,000 |
$59,000 | $3,000,000 |
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| American Indian or Alaskan Native |
28 | $1,154,000 |
$41,000 | $149,000 |
$39,000 | $104,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
6 | $90,000 |
$15,000 | $25,000 |
$48,000 | $83,000 |
| Hispanic |
4 | $116,000 |
$29,000 | $77,000 |
$30,000 | $50,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
378 | $19,817,000 |
$52,000 | $700,000 |
$53,000 | $3,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
416 | $21,177,000 |
$50,000 | $700,000 |
$49,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
47 | $2,216,000 |
$47,000 | $380,000 |
$34,000 | $144,000 |
| Application Withdrawn By Applicant |
7 | $181,000 |
$25,000 | $56,000 |
$37,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
362 | $18,780,000 |
$51,000 | $700,000 |
$62,000 | $3,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $220,000 |
$73,000 | $152,000 |
$39,000 | $64,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
30 | $1,351,000 |
$45,000 | $380,000 |
$37,000 | $144,000 |
| Debt-To-Income Ratio |
6 | $212,000 |
$35,000 | $94,000 |
$30,000 | $70,000 |
| Employment History |
4 | $97,000 |
$24,000 | $37,000 |
$27,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $250,000 |
$250,000 | $250,000 |
$18,000 | $18,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $12,000 |
$12,000 | $12,000 |
$57,000 | $57,000 |
| Unverifiable Information |
2 | $74,000 |
$37,000 | $55,000 |
$22,000 | $26,000 |
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Mortgage Loan App Totals for THE BANK N A by:
Metropolitan Area And
County
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