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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF BONIFAY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF BONIFAY |
| Address | P O BOX 65
BONIFAY, FL 32425 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 366 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,444,000 |
| Average Mortgage Loan Amount Applied For | $196,937 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $134,125 |
| Highest Applicant Income | $1,902,000 |
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| Home Improvement |
40 | $1,092,000 |
$27,000 | $185,000 |
$43,000 | $192,000 |
| Home Purchase |
198 | $32,894,000 |
$166,000 | $1,000,000 |
$134,000 | $742,000 |
| Refinancing |
128 | $15,458,000 |
$120,000 | $1,400,000 |
$78,000 | $1,902,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,022,000 |
$204,000 | $332,000 |
$207,000 | $319,000 |
| Black or African American |
17 | $1,169,000 |
$68,000 | $286,000 |
$110,000 | $481,000 |
| Hispanic |
9 | $356,000 |
$39,000 | $127,000 |
$30,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $2,763,000 |
$276,000 | $667,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
325 | $44,134,000 |
$135,000 | $1,400,000 |
$108,000 | $1,902,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
366 | $49,444,000 |
$135,000 | $1,400,000 |
$104,000 | $1,902,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
32 | $2,685,000 |
$83,000 | $305,000 |
$50,000 | $252,000 |
| Application Withdrawn By Applicant |
21 | $3,149,000 |
$149,000 | $520,000 |
$121,000 | $552,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
313 | $43,610,000 |
$139,000 | $1,400,000 |
$109,000 | $1,902,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $55,000 |
$55,000 | $55,000 |
$14,000 | $14,000 |
| Credit History |
22 | $1,454,000 |
$66,000 | $305,000 |
$34,000 | $91,000 |
| Debt-To-Income Ratio |
4 | $580,000 |
$145,000 | $280,000 |
$70,000 | $126,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $318,000 |
$159,000 | $168,000 |
$145,000 | $252,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$32,000 | $32,000 |
| Unverifiable Information |
2 | $268,000 |
$134,000 | $208,000 |
$117,000 | $187,000 |
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Mortgage Loan App Totals for THE BANK OF BONIFAY by:
Metropolitan Area And
County
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