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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF COMMERCE
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF COMMERCE |
| Address | P.O. BOX 517 / 32460 BOWIE STREET
WHITE CASTLE, LA 70788 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $766,000 |
| Average Mortgage Loan Amount Applied For | $45,333 |
| Highest Mortgage Loan Amount Applied For | $100,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $125,000 |
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| Home Improvement |
3 | $11,000 |
$3,000 | $8,000 |
$17,000 | $35,000 |
| Home Purchase |
8 | $357,000 |
$44,000 | $100,000 |
$54,000 | $125,000 |
| Refinancing |
9 | $398,000 |
$44,000 | $90,000 |
$46,000 | $96,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $85,000 |
$21,000 | $50,000 |
$15,000 | $26,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
16 | $681,000 |
$42,000 | $100,000 |
$52,000 | $125,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
20 | $766,000 |
$38,000 | $100,000 |
$45,000 | $125,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $135,000 |
$33,000 | $100,000 |
$42,000 | $125,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
16 | $631,000 |
$39,000 | $100,000 |
$46,000 | $125,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $35,000 |
$11,000 | $26,000 |
$14,000 | $26,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF COMMERCE by:
Metropolitan Area And
County
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