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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF EAST ASIA (U.S.A.)
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF EAST ASIA (U.S.A.) |
| Address | 202 CANAL STREET
NEW YORK, NY 10013-4517 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,213,000 |
| Average Mortgage Loan Amount Applied For | $604,000 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $127,857 |
| Highest Applicant Income | $1,082,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
23 | $9,533,000 |
$414,000 | $900,000 |
$239,000 | $1,082,000 |
| Refinancing |
11 | $10,680,000 |
$970,000 | $6,000,000 |
$55,000 | $117,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
31 | $12,113,000 |
$390,000 | $850,000 |
$195,000 | $1,082,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $6,900,000 |
$3,450,000 | $6,000,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1 | $1,200,000 |
$1,200,000 | $1,200,000 |
$36,000 | $36,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $20,213,000 |
$594,000 | $6,000,000 |
$179,000 | $1,082,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $992,000 |
$330,000 | $360,000 |
$219,000 | $300,000 |
| Application Denied By Financial Institution |
2 | $1,537,000 |
$768,000 | $1,200,000 |
$109,000 | $183,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $17,684,000 |
$609,000 | $6,000,000 |
$180,000 | $1,082,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $337,000 |
$337,000 | $337,000 |
$183,000 | $183,000 |
| Debt-To-Income Ratio |
1 | $1,200,000 |
$1,200,000 | $1,200,000 |
$36,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF EAST ASIA (U.S.A.) by:
Metropolitan Area And
County
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