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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF FAYETTE COUNTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF FAYETTE COUNTY |
| Address | P.O. BOX 277, 120 CHARLESTON STREET
MOSCOW, TN 38057-0277 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 253 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,493,000 |
| Average Mortgage Loan Amount Applied For | $156,538 |
| Highest Mortgage Loan Amount Applied For | $560,000 |
| Average Applicant Income | $122,923 |
| Highest Applicant Income | $730,000 |
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| Home Improvement (one-to-four family) |
21 | $359,000 |
$17,000 | $161,000 |
$46,000 | $120,000 |
| Home Purchase (one-to-four family) |
91 | $11,463,000 |
$131,000 | $517,000 |
$105,500 | $730,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
141 | $23,671,000 |
$178,250 | $560,000 |
$164,500 | $403,000 |
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| American Indian or Alaskan Native |
2 | $132,000 |
$66,000 | $110,000 |
$41,000 | $50,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
35 | $4,374,000 |
$124,000 | $380,000 |
$54,000 | $240,000 |
| Hispanic |
1 | $185,000 |
$185,000 | $185,000 |
$111,000 | $111,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
215 | $30,802,000 |
$154,800 | $560,000 |
$126,000 | $730,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
253 | $35,493,000 |
$154,000 | $560,000 |
$124,400 | $730,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
19 | $1,699,000 |
$83,500 | $167,000 |
$40,500 | $75,000 |
| Application Withdrawn By Applicant |
2 | $140,000 |
$70,000 | $75,000 |
$68,000 | $82,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
232 | $33,654,000 |
$155,200 | $560,000 |
$127,000 | $730,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $167,000 |
$167,000 | $167,000 |
$40,000 | $40,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $1,356,000 |
$84,000 | $160,000 |
$38,000 | $75,000 |
| Debt-To-Income Ratio |
2 | $176,000 |
$88,000 | $99,000 |
$43,500 | $45,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF FAYETTE COUNTY by:
Metropolitan Area And
County
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