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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF FAYETTEVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF FAYETTEVILLE |
| Address | ONE SOUTH BLOCK ST
FAYETTEVILLE, AR 72701 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 143 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,930,000 |
| Average Mortgage Loan Amount Applied For | $103,200 |
| Highest Mortgage Loan Amount Applied For | $1,913,000 |
| Average Applicant Income | $47,200 |
| Highest Applicant Income | $797,000 |
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| Home Improvement |
22 | $827,000 |
$37,000 | $89,000 |
$70,000 | $272,000 |
| Home Purchase |
62 | $9,100,000 |
$146,000 | $1,913,000 |
$61,000 | $797,000 |
| Refinancing |
60 | $8,028,000 |
$133,000 | $1,225,000 |
$72,000 | $311,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $141,000 |
$141,000 | $141,000 |
$118,000 | $118,000 |
| Black or African American |
6 | $201,000 |
$33,000 | $84,000 |
$48,000 | $79,000 |
| Hispanic |
3 | $233,000 |
$77,000 | $118,000 |
$40,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,397,000 |
$139,000 | $280,000 |
$0 | $0 |
| Not Provided |
1 | $155,000 |
$155,000 | $155,000 |
$68,000 | $68,000 |
| White |
123 | $15,828,000 |
$128,000 | $1,913,000 |
$74,000 | $797,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
144 | $17,955,000 |
$124,000 | $1,913,000 |
$67,000 | $797,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $175,000 |
$175,000 | $175,000 |
$49,000 | $49,000 |
| Application Denied By Financial Institution |
26 | $4,505,000 |
$173,000 | $1,913,000 |
$33,000 | $72,000 |
| Application Withdrawn By Applicant |
39 | $4,752,000 |
$121,000 | $260,000 |
$74,000 | $290,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
78 | $8,523,000 |
$109,000 | $1,225,000 |
$75,000 | $797,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF FAYETTEVILLE by:
Metropolitan Area And
County
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