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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF GLEN BURNIE
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF GLEN BURNIE |
| Address | 101 CRAIN HIGHWAY, SE, P.O. BOX 70 GLEN BURNIE, MD 21060-0070 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 160 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,224,000 |
| Average Mortgage Loan Amount Applied For | $237,300 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $85,700 |
| Highest Applicant Income | $3,283,000 |
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| Home Improvement |
83 | $5,829,000 |
$70,000 | $550,000 |
$102,000 | $3,283,000 |
| Home Purchase |
38 | $8,952,000 |
$235,000 | $2,000,000 |
$109,000 | $1,009,000 |
| Refinancing |
39 | $6,443,000 |
$165,000 | $370,000 |
$81,000 | $258,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $2,522,000 |
$630,000 | $2,000,000 |
$132,000 | $228,000 |
| Black or African American |
8 | $227,000 |
$28,000 | $166,000 |
$54,000 | $173,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $4,254,000 |
$193,000 | $390,000 |
$90,000 | $1,009,000 |
| Not Provided |
7 | $382,000 |
$54,000 | $190,000 |
$33,000 | $56,000 |
| White |
119 | $13,839,000 |
$116,000 | $550,000 |
$106,000 | $3,283,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
160 | $21,224,000 |
$132,000 | $2,000,000 |
$98,000 | $3,283,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $849,000 |
$106,000 | $261,000 |
$86,000 | $202,000 |
| Application Denied By Financial Institution |
44 | $5,999,000 |
$136,000 | $2,000,000 |
$42,000 | $228,000 |
| Application Withdrawn By Applicant |
7 | $1,025,000 |
$146,000 | $400,000 |
$66,000 | $139,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
101 | $13,351,000 |
$132,000 | $550,000 |
$126,000 | $3,283,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$65,000 | $65,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,249,000 |
$138,000 | $525,000 |
$31,000 | $74,000 |
| Debt-To-Income Ratio |
33 | $4,350,000 |
$131,000 | $2,000,000 |
$46,000 | $228,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $200,000 |
$200,000 | $200,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF GLEN BURNIE by:
Metropolitan Area And
County
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