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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF HARRISBURG
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF HARRISBURG |
| Address | 201 EAST JACKSON STREET
HARRISBURG, AR 72432 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 107 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,533,000 |
| Average Mortgage Loan Amount Applied For | $51,000 |
| Highest Mortgage Loan Amount Applied For | $194,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $250,000 |
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| Home Improvement |
28 | $594,000 |
$21,000 | $110,000 |
$33,000 | $98,000 |
| Home Purchase |
42 | $1,643,000 |
$59,000 | $135,000 |
$53,000 | $158,000 |
| Refinancing |
37 | $1,296,000 |
$35,000 | $194,000 |
$57,000 | $250,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $28,000 |
$28,000 | $28,000 |
$45,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
106 | $3,505,000 |
$56,000 | $194,000 |
$49,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
107 | $3,533,000 |
$56,000 | $194,000 |
$49,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
27 | $637,000 |
$50,500 | $80,000 |
$37,000 | $65,000 |
| Application Withdrawn By Applicant |
6 | $241,000 |
$40,000 | $135,000 |
$30,000 | $58,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
74 | $2,655,000 |
$35,000 | $194,000 |
$74,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $4,000 |
$4,000 | $4,000 |
$50,000 | $50,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
20 | $430,000 |
$21,000 | $68,000 |
$25,000 | $65,000 |
| Debt-To-Income Ratio |
3 | $153,000 |
$58,000 | $80,000 |
$40,500 | $46,000 |
| Employment History |
2 | $46,000 |
$23,000 | $26,000 |
$22,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $4,000 |
$4,000 | $4,000 |
$28,000 | $28,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF HARRISBURG by:
Metropolitan Area And
County
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