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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF HOLLAND
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF HOLLAND |
| Address | 150 CENTRAL AVE
HOLLAND, MI 49423 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 570 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $93,505,000 |
| Average Mortgage Loan Amount Applied For | $197,950 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $171,050 |
| Highest Applicant Income | $1,385,000 |
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| Home Improvement |
8 | $1,201,000 |
$150,000 | $420,000 |
$121,000 | $220,000 |
| Home Purchase |
272 | $43,075,000 |
$158,000 | $995,000 |
$102,000 | $1,385,000 |
| Refinancing |
290 | $49,229,000 |
$169,000 | $1,200,000 |
$111,000 | $1,000,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
18 | $3,413,000 |
$189,000 | $417,000 |
$140,000 | $665,000 |
| Black or African American |
5 | $396,000 |
$79,000 | $181,000 |
$89,000 | $124,000 |
| Hispanic |
12 | $1,343,000 |
$111,000 | $350,000 |
$93,000 | $323,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $1,699,000 |
$94,000 | $250,000 |
$0 | $0 |
| Not Provided |
28 | $3,133,000 |
$111,000 | $343,000 |
$132,000 | $1,055,000 |
| White |
489 | $83,521,000 |
$170,000 | $1,200,000 |
$109,000 | $1,385,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
570 | $93,505,000 |
$164,000 | $1,200,000 |
$107,000 | $1,385,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
47 | $9,041,000 |
$192,000 | $1,200,000 |
$106,000 | $408,000 |
| Application Denied By Financial Institution |
13 | $1,797,000 |
$138,000 | $565,000 |
$85,000 | $205,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
3 | $510,000 |
$170,000 | $260,000 |
$73,000 | $84,000 |
| Loan Originated |
507 | $82,157,000 |
$162,000 | $995,000 |
$108,000 | $1,385,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF HOLLAND by:
Metropolitan Area And
County
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