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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF THE PACIFIC
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF THE PACIFIC |
| Address | 300 EAST MARKET ST
ABERDEEN, WA 98520 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 597 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $142,445,000 |
| Average Mortgage Loan Amount Applied For | $340,424 |
| Highest Mortgage Loan Amount Applied For | $4,442,000 |
| Average Applicant Income | $239,878 |
| Highest Applicant Income | $2,657,000 |
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| Home Improvement |
56 | $7,844,000 |
$140,000 | $1,280,000 |
$74,000 | $321,000 |
| Home Purchase |
331 | $84,124,000 |
$254,000 | $4,442,000 |
$124,000 | $2,657,000 |
| Refinancing |
210 | $50,477,000 |
$240,000 | $1,941,000 |
$160,000 | $1,579,000 |
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| American Indian or Alaskan Native |
7 | $1,252,000 |
$178,000 | $502,000 |
$109,000 | $372,000 |
| Asian |
7 | $1,500,000 |
$214,000 | $380,000 |
$391,000 | $732,000 |
| Black or African American |
1 | $308,000 |
$308,000 | $308,000 |
$100,000 | $100,000 |
| Hispanic |
10 | $1,834,000 |
$183,000 | $361,000 |
$137,000 | $350,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $268,000 |
$268,000 | $268,000 |
$84,000 | $84,000 |
| Not applicable |
13 | $9,808,000 |
$754,000 | $4,442,000 |
$0 | $0 |
| Not Provided |
70 | $16,569,000 |
$236,000 | $674,000 |
$122,000 | $600,000 |
| White |
488 | $110,906,000 |
$227,000 | $1,941,000 |
$133,000 | $2,657,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
597 | $142,445,000 |
$238,000 | $4,442,000 |
$132,000 | $2,657,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
55 | $15,611,000 |
$283,000 | $1,941,000 |
$155,000 | $1,512,000 |
| Application Denied By Financial Institution |
31 | $7,282,000 |
$234,000 | $800,000 |
$122,000 | $685,000 |
| Application Withdrawn By Applicant |
6 | $1,623,000 |
$270,000 | $770,000 |
$105,000 | $276,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
505 | $117,929,000 |
$233,000 | $4,442,000 |
$130,000 | $2,657,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF THE PACIFIC by:
Metropolitan Area And
County
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