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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF THE WEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF THE WEST |
| Address | P.O. BOX 160
THOMAS, OK 73669 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 21 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $970,000 |
| Average Mortgage Loan Amount Applied For | $33,000 |
| Highest Mortgage Loan Amount Applied For | $216,000 |
| Average Applicant Income | $56,800 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
6 | $144,000 |
$24,000 | $45,000 |
$42,000 | $55,000 |
| Home Purchase |
7 | $474,000 |
$67,000 | $216,000 |
$46,000 | $75,000 |
| Refinancing |
8 | $352,000 |
$44,000 | $172,000 |
$65,000 | $144,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $55,000 |
$27,000 | $45,000 |
$39,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
19 | $915,000 |
$48,000 | $216,000 |
$54,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
21 | $970,000 |
$46,000 | $216,000 |
$52,000 | $144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $305,000 |
$152,000 | $216,000 |
$63,000 | $75,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $665,000 |
$35,000 | $172,000 |
$51,000 | $144,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $305,000 |
$152,000 | $216,000 |
$63,000 | $75,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF THE WEST by:
Metropolitan Area And
County
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