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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF UNION |
| Address | 2000 S COUNTRY CLUB ROAD, P O BOX 1010
EL RENO, OK 73036 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,386,000 |
| Average Mortgage Loan Amount Applied For | $181,545 |
| Highest Mortgage Loan Amount Applied For | $2,505,000 |
| Average Applicant Income | $374,636 |
| Highest Applicant Income | $2,660,000 |
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| Home Improvement |
12 | $510,000 |
$42,000 | $202,000 |
$260,000 | $2,500,000 |
| Home Purchase |
65 | $4,868,000 |
$74,000 | $1,005,000 |
$137,000 | $1,600,000 |
| Refinancing |
38 | $5,300,000 |
$139,000 | $2,505,000 |
$125,000 | $2,660,000 |
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| American Indian or Alaskan Native |
2 | $153,000 |
$76,000 | $130,000 |
$76,000 | $145,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
8 | $550,000 |
$68,000 | $186,000 |
$49,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $3,398,000 |
$308,000 | $2,505,000 |
$502,000 | $2,660,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
94 | $6,577,000 |
$69,000 | $1,005,000 |
$114,000 | $1,600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
115 | $10,678,000 |
$92,000 | $2,505,000 |
$146,000 | $2,660,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $398,000 |
$49,000 | $140,000 |
$49,000 | $109,000 |
| Application Withdrawn By Applicant |
4 | $259,000 |
$64,000 | $152,000 |
$40,000 | $60,000 |
| File Closed For Incompleteness |
3 | $276,000 |
$92,000 | $130,000 |
$89,000 | $145,000 |
| Loan Originated |
100 | $9,745,000 |
$97,000 | $2,505,000 |
$160,000 | $2,660,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $140,000 |
$140,000 | $140,000 |
$62,000 | $62,000 |
| Credit Application Incomplete |
1 | $72,000 |
$72,000 | $72,000 |
$109,000 | $109,000 |
| Credit History |
3 | $126,000 |
$42,000 | $75,000 |
$26,000 | $35,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $2,000 |
$2,000 | $2,000 |
$14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $58,000 |
$29,000 | $30,000 |
$65,000 | $78,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF UNION by:
Metropolitan Area And
County
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