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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK |
| Address | 3939 S. FREMONT
SPRINGFIELD, MO 65804 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,821 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $214,626,000 |
| Average Mortgage Loan Amount Applied For | $144,031 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $116,125 |
| Highest Applicant Income | $1,310,000 |
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| Home Improvement (one-to-four family) |
5 | $37,000 |
$7,000 | $12,000 |
$31,000 | $84,000 |
| Home Purchase (one-to-four family) |
690 | $74,775,000 |
$132,500 | $650,000 |
$205,000 | $922,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $260,000 |
$130,000 | $200,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,127 | $140,496,000 |
$366,200 | $1,000,000 |
$293,400 | $1,310,000 |
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| American Indian or Alaskan Native |
1 | $115,000 |
$115,000 | $115,000 |
$39,000 | $39,000 |
| Asian or Pacific Islander |
15 | $2,296,000 |
$153,000 | $400,000 |
$228,000 | $922,000 |
| Black |
7 | $846,000 |
$120,000 | $210,000 |
$64,000 | $110,000 |
| Hispanic |
3 | $432,000 |
$144,000 | $323,000 |
$194,000 | $675,000 |
| Information not provided by applicant in mail or telephone application |
34 | $4,014,000 |
$118,000 | $285,000 |
$78,000 | $198,000 |
| Not applicable |
11 | $938,000 |
$85,000 | $200,000 |
$0 | $0 |
| Other |
2 | $244,000 |
$122,000 | $187,000 |
$30,000 | $60,000 |
| White |
1,751 | $206,683,000 |
$368,600 | $1,000,000 |
$327,600 | $1,310,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,695 | $203,428,000 |
$369,000 | $1,000,000 |
$331,800 | $1,310,000 |
| FHA-insured (Federal Housing Administration) |
95 | $8,521,000 |
$89,000 | $150,000 |
$29,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
34 | $3,619,000 |
$106,000 | $199,000 |
$41,000 | $84,000 |
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| Application Approved But Not Accepted |
24 | $2,455,000 |
$102,000 | $196,000 |
$61,000 | $212,000 |
| Application Denied By Financial Institution |
38 | $3,902,000 |
$102,000 | $323,000 |
$37,000 | $153,000 |
| Application Withdrawn By Applicant |
100 | $11,250,000 |
$112,000 | $320,000 |
$61,000 | $400,000 |
| File Closed For Incompleteness |
1 | $87,000 |
$87,000 | $87,000 |
$41,000 | $41,000 |
| Loan Originated |
1,661 | $197,874,000 |
$368,800 | $1,000,000 |
$331,200 | $1,310,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK by:
Metropolitan Area And
County
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