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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BRAND BANKING COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BRAND BANKING COMPANY |
| Address | PO BOX 1110
LAWRENCEVILLE, GA 30045 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 280 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $52,879,000 |
| Average Mortgage Loan Amount Applied For | $283,580 |
| Highest Mortgage Loan Amount Applied For | $3,373,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,860,000 |
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| Home Improvement |
42 | $1,225,000 |
$29,000 | $240,000 |
$72,000 | $999,000 |
| Home Purchase |
74 | $18,478,000 |
$249,000 | $1,500,000 |
$79,000 | $850,000 |
| Refinancing |
164 | $33,176,000 |
$202,000 | $3,373,000 |
$93,000 | $1,860,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $343,000 |
$171,000 | $176,000 |
$119,000 | $239,000 |
| Black or African American |
10 | $1,212,000 |
$121,000 | $641,000 |
$75,000 | $314,000 |
| Hispanic |
2 | $134,000 |
$67,000 | $78,000 |
$17,000 | $34,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
60 | $15,223,000 |
$253,000 | $3,373,000 |
$0 | $0 |
| Not Provided |
24 | $5,335,000 |
$222,000 | $800,000 |
$156,000 | $780,000 |
| White |
182 | $30,632,000 |
$168,000 | $2,117,000 |
$106,000 | $1,860,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
280 | $52,879,000 |
$188,000 | $3,373,000 |
$86,000 | $1,860,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $210,000 |
$70,000 | $117,000 |
$47,000 | $107,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
277 | $52,669,000 |
$190,000 | $3,373,000 |
$87,000 | $1,860,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BRAND BANKING COMPANY by:
Metropolitan Area And
County
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