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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BRYN MAWR TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BRYN MAWR TRUST COMPANY |
| Address | 801 LANCASTER AVE
BRYN MAWR, PA 19010 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 747 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,587,000 |
| Average Mortgage Loan Amount Applied For | $261,351 |
| Highest Mortgage Loan Amount Applied For | $5,200,000 |
| Average Applicant Income | $179,567 |
| Highest Applicant Income | $7,041,000 |
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| Home Improvement |
116 | $14,315,000 |
$123,000 | $1,988,000 |
$115,000 | $922,000 |
| Home Purchase |
389 | $94,913,000 |
$243,000 | $5,200,000 |
$161,000 | $7,041,000 |
| Refinancing |
242 | $47,359,000 |
$195,000 | $3,290,000 |
$134,000 | $1,102,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
22 | $3,395,000 |
$154,000 | $416,000 |
$97,000 | $324,000 |
| Black or African American |
36 | $5,095,000 |
$141,000 | $840,000 |
$98,000 | $694,000 |
| Hispanic |
15 | $2,588,000 |
$172,000 | $345,000 |
$85,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $6,579,000 |
$939,000 | $3,850,000 |
$19,000 | $107,000 |
| Not Provided |
2 | $275,000 |
$137,000 | $138,000 |
$175,000 | $210,000 |
| White |
665 | $138,655,000 |
$208,000 | $5,200,000 |
$152,000 | $7,041,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
747 | $156,587,000 |
$209,000 | $5,200,000 |
$145,000 | $7,041,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
65 | $19,604,000 |
$301,000 | $3,290,000 |
$162,000 | $1,092,000 |
| Application Denied By Financial Institution |
26 | $5,026,000 |
$193,000 | $2,330,000 |
$134,000 | $1,092,000 |
| Application Withdrawn By Applicant |
15 | $3,401,000 |
$226,000 | $544,000 |
$126,000 | $718,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
641 | $128,556,000 |
$200,000 | $5,200,000 |
$144,000 | $7,041,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $40,000 |
$40,000 | $40,000 |
$101,000 | $101,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $625,000 |
$125,000 | $244,000 |
$63,000 | $180,000 |
| Debt-To-Income Ratio |
13 | $3,446,000 |
$265,000 | $2,330,000 |
$140,000 | $1,092,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $428,000 |
$214,000 | $360,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $457,000 |
$114,000 | $234,000 |
$295,000 | $798,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BRYN MAWR TRUST COMPANY by:
Metropolitan Area And
County
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