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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BUSINESS BANK OF ST. LOUIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BUSINESS BANK OF ST. LOUIS |
| Address | 8000 MARYLAND AVE, SUITE 100
CLAYTON, MO 63105 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 268 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $67,727,000 |
| Average Mortgage Loan Amount Applied For | $571,200 |
| Highest Mortgage Loan Amount Applied For | $3,285,000 |
| Average Applicant Income | $134,560 |
| Highest Applicant Income | $918,000 |
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| Home Improvement |
9 | $1,739,000 |
$193,000 | $561,000 |
$105,000 | $342,000 |
| Home Purchase |
173 | $39,699,000 |
$229,000 | $3,285,000 |
$61,000 | $918,000 |
| Refinancing |
86 | $26,289,000 |
$305,000 | $3,260,000 |
$99,000 | $509,000 |
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| American Indian or Alaskan Native |
1 | $404,000 |
$404,000 | $404,000 |
$138,000 | $138,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $160,000 |
$160,000 | $160,000 |
$50,000 | $50,000 |
| Hispanic |
2 | $293,000 |
$146,000 | $148,000 |
$149,000 | $276,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
148 | $30,437,000 |
$205,000 | $3,260,000 |
$0 | $0 |
| Not Provided |
3 | $965,000 |
$321,000 | $592,000 |
$393,000 | $482,000 |
| White |
113 | $35,468,000 |
$313,000 | $3,285,000 |
$164,000 | $918,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
268 | $67,727,000 |
$252,000 | $3,285,000 |
$75,000 | $918,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $320,000 |
$106,000 | $236,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
265 | $67,407,000 |
$254,000 | $3,285,000 |
$76,000 | $918,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BUSINESS BANK OF ST. LOUIS by:
Metropolitan Area And
County
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