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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE CAMPBELL AND FETTER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE CAMPBELL AND FETTER BANK |
| Address | PO BOX 231
KENDALLVILLE, IN 46755 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 322 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,065,000 |
| Average Mortgage Loan Amount Applied For | $133,533 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $159,866 |
| Highest Applicant Income | $2,644,000 |
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| Home Improvement |
37 | $3,145,000 |
$85,000 | $540,000 |
$93,000 | $586,000 |
| Home Purchase |
115 | $13,222,000 |
$114,000 | $600,000 |
$101,000 | $2,644,000 |
| Refinancing |
170 | $16,698,000 |
$98,000 | $540,000 |
$66,000 | $343,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $133,000 |
$133,000 | $133,000 |
$44,000 | $44,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
14 | $1,393,000 |
$99,000 | $177,000 |
$48,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
307 | $31,539,000 |
$102,000 | $600,000 |
$83,000 | $2,644,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
320 | $32,882,000 |
$102,000 | $600,000 |
$82,000 | $2,644,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $96,000 |
$96,000 | $96,000 |
$45,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
1 | $87,000 |
$87,000 | $87,000 |
$43,000 | $43,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,121,000 |
$86,000 | $119,000 |
$38,000 | $61,000 |
| Application Withdrawn By Applicant |
17 | $2,177,000 |
$128,000 | $265,000 |
$66,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
292 | $29,767,000 |
$101,000 | $600,000 |
$84,000 | $2,644,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $102,000 |
$102,000 | $102,000 |
$58,000 | $58,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $734,000 |
$91,000 | $119,000 |
$37,000 | $58,000 |
| Debt-To-Income Ratio |
2 | $119,000 |
$59,000 | $85,000 |
$15,000 | $19,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $103,000 |
$103,000 | $103,000 |
$57,000 | $57,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE CAMPBELL AND FETTER BANK by:
Metropolitan Area And
County
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