|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE CENTREVILLE NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE CENTREVILLE NATIONAL BANK |
| Address | 109 N COMMERCE ST
CENTREVILLE, MD 21617 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 146 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,733,000 |
| Average Mortgage Loan Amount Applied For | $227,166 |
| Highest Mortgage Loan Amount Applied For | $1,375,000 |
| Average Applicant Income | $99,750 |
| Highest Applicant Income | $1,000,000 |
|
|
|
| Home Improvement |
62 | $2,275,000 |
$36,000 | $300,000 |
$64,000 | $326,000 |
| Home Purchase |
39 | $10,757,000 |
$275,000 | $1,375,000 |
$84,000 | $323,000 |
| Refinancing |
45 | $7,701,000 |
$171,000 | $1,000,000 |
$108,000 | $1,000,000 |
|
|
| American Indian or Alaskan Native |
1 | $153,000 |
$153,000 | $153,000 |
$36,000 | $36,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $1,365,000 |
$62,000 | $308,000 |
$39,000 | $88,000 |
| Hispanic |
1 | $117,000 |
$117,000 | $117,000 |
$105,000 | $105,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,683,000 |
$187,000 | $304,000 |
$0 | $0 |
| Not Provided |
6 | $2,565,000 |
$427,000 | $975,000 |
$92,000 | $193,000 |
| White |
107 | $14,850,000 |
$138,000 | $1,375,000 |
$98,000 | $1,000,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
144 | $20,492,000 |
$142,000 | $1,375,000 |
$84,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $241,000 |
$120,000 | $150,000 |
$27,000 | $33,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
3 | $388,000 |
$129,000 | $250,000 |
$168,000 | $320,000 |
| Application Denied By Financial Institution |
32 | $4,852,000 |
$151,000 | $975,000 |
$59,000 | $196,000 |
| Application Withdrawn By Applicant |
25 | $5,783,000 |
$231,000 | $1,000,000 |
$124,000 | $1,000,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $9,710,000 |
$112,000 | $1,375,000 |
$76,000 | $456,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $423,000 |
$141,000 | $171,000 |
$84,000 | $155,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $722,000 |
$60,000 | $182,000 |
$47,000 | $122,000 |
| Debt-To-Income Ratio |
14 | $1,747,000 |
$124,000 | $500,000 |
$48,000 | $196,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,960,000 |
$653,000 | $975,000 |
$138,000 | $193,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for THE CENTREVILLE NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
