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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE CITADEL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE CITADEL BANK |
| Address | 730 CITADEL DRIVE EAST
COLORADO SPRINGS, CO 80909 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,976,000 |
| Average Mortgage Loan Amount Applied For | $180,333 |
| Highest Mortgage Loan Amount Applied For | $621,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
4 | $378,000 |
$94,000 | $302,000 |
$105,000 | $300,000 |
| Home Purchase |
13 | $1,948,000 |
$149,000 | $340,000 |
$62,000 | $156,000 |
| Refinancing |
8 | $1,555,000 |
$194,000 | $621,000 |
$106,000 | $233,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $714,000 |
$142,000 | $230,000 |
$53,000 | $102,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
20 | $3,167,000 |
$158,000 | $621,000 |
$91,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $3,712,000 |
$154,000 | $621,000 |
$84,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $169,000 |
$169,000 | $169,000 |
$61,000 | $61,000 |
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| Application Approved But Not Accepted |
1 | $621,000 |
$621,000 | $621,000 |
$233,000 | $233,000 |
| Application Denied By Financial Institution |
3 | $442,000 |
$147,000 | $309,000 |
$65,000 | $135,000 |
| Application Withdrawn By Applicant |
12 | $1,751,000 |
$145,000 | $340,000 |
$73,000 | $156,000 |
| File Closed For Incompleteness |
2 | $225,000 |
$112,000 | $180,000 |
$0 | $0 |
| Loan Originated |
7 | $842,000 |
$120,000 | $302,000 |
$110,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $442,000 |
$147,000 | $309,000 |
$65,000 | $135,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE CITADEL BANK by:
Metropolitan Area And
County
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